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Real Estate Deception

Silicon Valley Homeowner Wins $450,000 Settlement in Real Estate Fraud Lawsuit!

The Lawsuit


MICHAEL G. DESCALSO, ESQ. (SBN 104354)
PAUL G. MINOLETTI, ESQ. (SBN 118192)
GREENE, CHAUVEL, DESCALSO & MINOLETTI
951 Mariner’s Island Blvd., Suite 630
San Mateo, CA 94404
Telephone:  (650) 573-9500
Facsimile:  (650) 573-9689

Attorneys for plaintiff


	IN THE SUPERIOR COURT OF THE STATE OF CALIFORNIA
	UNLIMITED JURISDICTION
	IN AND FOR THE COUNTY OF SANTA CLARA

 
RALPH SIMPSON,

              Plaintiff,

vs.


ENTER    NAMES     HERE
 and, DOES ONE through TWENTY, inclusive,

Defendants.
__________________________________________
 
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Case No.  

COMPLAINT FOR DAMAGES

 
COMES NOW PLAINTIFF, RALPH SIMPSON, AND FOR A CAUSE OF ACTION 
AGAINST DEFENDANTS, AND EACH OF THEM, ALLEGES AS FOLLOWS:
	
I.
COMMON FACTS

1.	Plaintiff Ralph Simpson was, at all relevant times, an 
individual residing in the County of Santa Clara.

2.	Defendant Valley of California, Inc. dba Coldwell Banker 
(hereinafter “Coldwell Banker”) was, at all relevant times, 
a California corporation in good standing licensed to do 
business and doing business within the State of California 
and the County of Santa Clara and was the real estate brokerage 
firm representing, through its authorized agents, both plaintiff 
as buyer and Stonehenge Properties as seller of that certain 
real property known as 17682 Blanchard Drive, Monte Sereno, 
California (hereinafter “the Blanchard property”).

3.	Defendant Lou Rae Kagel (hereinafter “Kagel”) was, at all 
relevant times, an individual residing in the County of Santa 
Clara and a residential real estate agent duly licensed to 
engage in the purchase and sale of residential real estate on 
behalf of buyers and sellers of said real estate and, through 
her employment relationship at Coldwell Banker, was the agent 
for seller Stonehenge Properties during all aspects of the 
negotiation and purchase of the Blanchard property. 
  
4.	Defendant Douglas Rea (hereinafter “Rea”) was, at all 
relevant times, an individual residing in the County of Santa 
Clara and a residential real estate agent duly licensed to 
engage in the purchase and sale of residential real estate on 
behalf of buyers and sellers of said real estate and was the 
agent for plaintiff during all aspects of the negotiation and 
purchase of  the Blanchard property. 

5.	Defendant Lynn O’Brien (hereinafter “O’Brien”) was, at all 
relevant times, an individual residing in the County of Santa 
Clara and a principal of Stonehenge Properties, Inc. (hereinafter 
“Stonehenge”). At all relevant times she was acting under the 
auspices of Stonehenge and within the course and scope of her 
position as principal in Stonehenge. 

6.	Defendant Stonehenge was, at all relevant times, a California 
Corporation in good standing licensed to do business and doing the 
business of real property acquisition and improvement within the 
State of California and the County of Santa Clara.

7.	At all relevant times Kagel was acting within the course and 
scope of her employment relationship with Coldwell Banker and 
was so authorized by Coldwell Banker to act on behalf of 
Stonehenge.  At all relevant times Rea was within the course and 
scope of his employment relationship with Coldwell Banker and was 
so authorized by Coldwell Banker to act on behalf of plaintiff.

8.	Plaintiff is ignorant of the true names and identities of 
those defendants sued as Doe defendants and sues said defendants 
under these fictitious names.  When the true names and identities 
of said Doe defendants become known to plaintiff, he will amend 
this complaint to so allege the true names and identities of said 
Doe defendants.

9.	Venue of this matter is properly laid in Santa Clara County 
under California Code of Civil Procedure Section ___ in that the 
subject contract in this matter was entered into in Santa Clara 
County and the individual defendants are residents of Santa Clara 
County.

10.	On or about ___ plaintiff retained the services of Rea, a 
licensed real estate agent, to represent him in his search for a 
home in the Monte Sereno/ Los Gatos area.  At that time Rea held 
himself out as a knowledgeable and professional real estate agent 
working thorough the Coldwell Banker office located at 449 North 
Santa Cruz Avenue, Los Gatos, California.

11.	At all relevant times Kagel was working through the office 
of Coldwell Banker Real Estate located at 449 North Santa Cruz 
Avenue, Los Gatos, California and was acting within the course 
and scope of her employment at Coldwell Banker.

12.	At all relevant times Kagel was the listing agent for the 
Blanchard property, representing the interests of defendant 
Stonehenge Properties, who was the owner of the Blanchard 
property, and was acting within the course and scope of her 
employment at Coldwell Banker.

13.	On or about August 15, 2001 plaintiff entered into a contract 
for the sale of the Blanchard property.  Parties to the contract 
were plaintiff as buyer and Stonehenge as seller.  A true and 
correct copy of that contract is attached hereto as Exhibit 1.  

14.	At the time plaintiff entered into the contract with 
Stonehenge plaintiff was told by O’Brien, Kagel and Rea that the 
Blanchard property consisted of “almost an acre”, that the house 
contained 5300 square feet, that the house had been wired for 
fiber-optic cabling, that the house had three-zone air 
conditioning, that the Blanchard property consisted of enough 
free space to allow for the construction of a swimming pool and 
additional 800 square foot outbuilding on the property and that 
the City of Monte Sereno had approved the additional construction 
of swimming pool and 800 square foot structure..  In fact none of 
these representations was true.

15.	Plaintiff relied on these representations and, on the basis 
of that reliance, agreed to purchase the Blanchard property for 
the sum of $3,250,000.  Had plaintiff known the true nature of 
the circumstances relating to the Blanchard property he would not 
have agreed to purchase the property.

16.	In fact, the Blanchard property was not capable of having 
improvements made on it as had been represented to plaintiff.  
In accordance with local ordinances and other regulations, the 
Blanchard property was over-improved in that more than forty (40) 
percent of its area was covered with either structure or other 
impermeable surface.  Thus, while O’Brien, Kagel and Rea were 
representing to plaintiff that a pool and additional 800 square 
foot outbuilding could be built on the property, in fact they 
could not.  O’Brien, Kagel and Rea knew this at all relevant 
times as the project as originally designed called for a 
swimming pool.  The pool was not built by Stonehenge because the 
pool would have violated the local ordinances and other 
regulations by exceeding the allowed area of impermeable surface 
on the property.  Instead of disclosing this information to 
plaintiffs, O’Brien, Kagel and Rea affirmatively represented to 
plaintiff that there was enough free space on the property to 
allow for the construction of a swimming pool and 800 square foot 
structure and that the city of Monte Sereno had approved such 
additional construction.

17.	In or about ___, 2003, plaintiff began the process of building 
a swimming pool on the property.  Toward that end he contacted the 
City of Monte Sereno for purposes of obtaining the proper permits.  
He was advised that he would not be allowed to build the swimming 
pool because the property already had impermeable surface area in 
excess of forty (40) percent.  He was advised that he would be able 
to build the swimming pool only if he removed a sufficient amount of 
impermeable surface to make the total impermeable surface, including 
the swimming pool, no more than forty percent of the property.  Prior 
to that time plaintiff had no idea that the Blanchard property had 
been so over-improved as to make it impossible to build the swimming 
pool and additional 800 square foot outbuilding.  Prior to the close 
of escrow plaintiff had been assured by Rea that he would be able to 
build a swimming pool and additional 800 square foot outbuilding on 
the property.

18.	In order to build the swimming pool in accordance with the 
local ordinances and other regulations, plaintiff had to undertake 
the removal and replacement of a large section of the driveway of 
the property with paving stones, which allowed the swimming pool 
to be built within the confines of the local ordinances and other 
regulations of the City of Monte Sereno. Plaintiff was able to 
get a variance to allow the construction of the swimming pool 
notwithstanding the fact that it slightly exceeded the forty (40) 
percent rule.  Plaintiff has been advised by the city of Monte 
Sereno that he will not be allowed to build an 800 square foot 
structure anywhere on the property.

19.	Plaintiff was deceived by the misrepresentations of Kagel,  
O’Brien and Rea and, in reliance on those representations, 
entered into the contract and purchased the Blanchard property.  
As a result of the misrepresentations of Kagel, O”Brien and Rea, 
plaintiff has suffered damages, both past and future, including 
overpaying for the property, the cost of replacing a large 
portion of the driveway with paving stones so as to be allowed 
to build the swimming pool, the loss of the future value of the 
property with an 800 square foot structure on it, and other 
damages subject to proof at the time of trial of this matter.

II.
FIRST CAUSE OF ACTION
(Fraud -  Kagel)

20.	Plaintiff realleges and incorporates the allegations set 
forth in paragraphs 1 through 19 herein as though fully set 
forth in haec verba.

21.	Kagel was, at all relevant times, a professional real estate 
agent experienced for many years in representing clients in the 
sale and purchase of residential real property in the Monte 
Sereno area.  At all relevant times she knew, or should have 
known, that the Blanchard property consisted of impermeable 
surface area in such an amount as to make the construction of a 
swimming pool and additional 800 square foot outbuilding 
impossible and in violation of the rules and regulations of the 
City of Monte Sereno.  She also knew, or should have known, that 
the property did not consist of “almost an acre”, that the 
property was not wired for fiber optic cabling, did not have a 
three zone air conditioning and did not have on it a residence 
containing 5300 square feet.

22.	Nevertheless and notwithstanding this knowledge, and with an 
intent that plaintiff rely on her representations that these 
things were true, Kagel represented to plaintiff that these 
things were true.

23.	Plaintiff relied on these representations to his detriment.  
Based on these representations, plaintiff agreed to pay the sum 
of $3,250,000 for the Blanchard property.  Plaintiff expected he 
would be getting a property that could be improved with a 
swimming pool and additional 800 square foot outbuilding and 
which, accordingly, would increase in value over time.  In fact 
the property cannot ever attain the increased value plaintiff 
anticipated as the property can never be so configured as to 
allow for the construction of an additional 800 square foot 
building.

24.	Plaintiff has been damaged as a result of Kagel’s 
misrepresentations in that he overpaid for the property, 
incurred unanticipated costs in replacing a large part of his 
driveway and lost future value in not being able to construct an 
additional 800 square foot building on the property.

25.	In making these representations to plaintiff Kagel intended 
for him to rely on them so that she could profit by receiving a 
commission on the sale.  She made these representations knowing 
they were false and with an intent to deceive plaintiff for her 
own gain.  Such conduct on the part of Kagel is despicable and 
rises to the level of oppressive in that she took advantage of 
her superior knowledge of the Blanchard property in order that 
she would receive a commissionbased on a percentage of the sale 
price.

III.
SECOND CAUSE OF ACTION
(Intentional Failure to Disclose Material Fact -  Kagel)  

26.	Plaintiff realleges and incorporates the allegations set 
forth in paragraphs 1 through 25 herein as though fully set forth 
in haec verba.

27.	The fiber optic cabling, 5300 square feet in the residence, 
and the ability to add a swimming pool and 800 square foot 
outbuilding were all material facts, that is, they materially 
affected the value and desirability of the Blanchard property.  
Kagel knew of the existence of these material facts and 
intentionally did not disclose them to plaintiff.

28.	Kagel’s nondisclosure of these material facts was intentional 
and was done with the intent to induce plaintiff to purchase the 
Blanchard property.

29.	As a result of Kagel’s intentional nondisclosure of these 
material facts, plaintiff was induced to purchase the Blanchard 
property and would not have done so if Kagel had not made the 
intentional misrepresentations.  

30.	As a result of Kagel’s intentional nondisclosure of these 
material facts plaintiff has suffered damages in that he overpaid 
for the property, incurred unanticipated costs in replacing a 
large part of his driveway and lost future value in not being 
able to construct an additional 800 square foot outbuilding on 
the property.

31.	In failing to disclose these material facts to plaintiff, 
Kagel intended for him to rely on them so that she could profit 
by receiving a commission on the sale.  She failed to disclose 
these material facts with an intent to deceive plaintiff for her 
own gain.  Such conduct on the part of Kagel is despicable and 
rises to the level of oppressive in that she took advantage of 
her superior knowledge of the Blanchard property in order that 
she would receive a commission based on a percentage of the sale 
price.   	    

IV.
THIRD CAUSE OF ACTION
(Negligent Failure to Disclose Material Fact -  Kagel)

32.	Plaintiff realleges and incorporates the allegations set 
forth in paragraphs 1 through 31  herein as though fully set 
forth in haec verba.

33.	In performing her duties as the listing agent for this 
real estate transaction Kagel had a duty to perform her 
functions in a professional and non-negligent manner.  These 
functions included conducting a reasonably competent visual 
inspection of the property and disclosing to plaintiff  all facts 
that are sufficiently material to affect the value or 
desirability of the Blanchard property. 

34.	Kagel breached this duty in that she negligently failed to 
disclose any of these material facts to plaintiff, failed to 
conduct a reasonably competent and diligent visual inspection of 
the Blanchard property and made material representations of fact 
without sufficient knowledge of their veracity.

35.	Plaintiff would not have purchased the Blanchard 
property had Kagel not failed to disclose these material facts.
 
36.	As a result of Kagel’s negligent failure to disclose material 
facts to plaintiff, plaintiff suffered damages in that he 
overpaid for the property, incurred unanticipated costs in 
replacing a large part of his driveway and lost future value in 
not being able to construct an additional 800 square foot 
building on the property.
 
37.	In performing her duties as the listing agent for this 
real estate transaction Kagel had a duty  to perform her 
functions in a professional and non-negligent manner.  She 
breached that duty bymaking material representations of fact to 
plaintiff without sufficient knowledge of their veracity.

38.	As a result of the negligence of Kagel, plaintiff was damaged 
in that he overpaid for the property, incurred unanticipated 
costs in replacing a large part of his driveway and lost future 
value in not being able to construct an additional 800 square 
foot building on the property.

V.
FOURTH CAUSE OF ACTION
(Fraud - O’Brien)

39.	Plaintiff realleges and incorporates the allegations set 
forth in paragraphs 1 through 38 herein as though fully set forth 
in haec verba.

40.	At all relevant times  O’Brien was a principal in Stonehenge 
Properties.  Under the auspices of Stonehenge, O’Brien purchased 
the property and improved it with the construction of the 
residence and 700 square foot outbuilding that was ultimately 
sold to plaintiff.  The Blanchard property was purchased by 
Stonehenge on “speculation”, meaning that there was no buyer in 
mind at the time the residence was built and that the sole reason 
Stonehenge purchased the Blanchard property was the construction 
of the residence and sale of the property to a third party such 
as plaintiff.

41.	After purchasing the Blanchard property,  O’Brien, in her 
capacity as a principal in Stonehenge, contracted with an 
architect to design a residence, swimming pool and 700 square 
foot outbuilding on the property.  During the course of the 
project, O’Brien was advised that the swimming pool could not be 
constructed because the property had more than forty (40) percent 
impermeable surface area.  O’Brien was advised that the city of 
Monte Sereno would not allow the construction of a swimming pool 
because of its restrictions requiring no more than forty (40) 
percent impermeable surface area on any property in its city 
limits.

42.	Upon learning that the City would not allow the construction 
of the swimming pool, O’Brien had the plans modified to remove 
the swimming pool.  O’Brien never advised plaintiff that the 
plans had been modified because as designed originally the 
Blanchard property violated the local ordinances and other 
regulations of the City of Monte Sereno.  To the contrary, 
O’Brien represented to plaintiff that a swimming pool and 
additional 800 square foot outbuilding could be built on the 
property.  In addition,  O’Brien represented to plaintiff that 
the residence at the Blanchard property had fiber optic cabling, 
had three zone air conditioning and contained 5300 square feet.

43.	At the time O’Brien made these representations she knew them 
to be untrue.  She made these representations to plaintiff in 
order that plaintiff would rely on them and would agree to 
purchase the Blanchard property.

44.	Plaintiff relied on these representations at the time he 
agreed to purchase the Blanchard property.

45.	As a result of his reliance on these representations, 
plaintiff was damages in that he overpaid for the property, 
incurred unanticipated costs in replacing a large part of his 
driveway and lost future value in not being able to construct an 
additional 800 square foot building on the property.

VI.
FIFTH CAUSE OF ACTION
(Intentional Concealment of Material Fact - O’Brien)

46.	Plaintiff realleges and incorporates the allegations set 
forth in paragraphs 1 through 45 as though fully set forth in 
haec verba.

47.	The fiber optic cabling, 5300 square feet in the residence, 
and the ability to add a swimming pool and 800 square foot 
outbuilding were all material facts, that is, they materially 
affected the value and desirability of the Blanchard property. 
O’Brien knew of the existence of these material facts and 
intentionally did not disclose them to plaintiff.

48.	O’Brien’s nondisclosure of these material facts was 
intentional and was done with the intent to induce plaintiff to 
purchase the Blanchard property.

49.	As a result of O’Brien’s intentional nondisclosure of these 
material facts, plaintiff was induced to purchase the Blanchard 
property and would not have done so if O’Brien had not made the 
intentional misrepresentations.

50.	As a result of O’Brien’s intentional nondisclosure of these 
material facts plaintiff has suffered damages in that he overpaid 
for the property, incurred unanticipated costs in replacing a 
large part of his driveway and lost future value in not being 
able to construct an additional 800 square foot building on the 
property.

51.	In failing to disclose these material facts to plaintiff, 
O’Brien intended for him to rely on them so that she could profit 
from the sale of the Blanchard property.  She failed to disclose 
these material facts with an intent to deceive plaintiff for her 
own gain.  Such conduct on the part of O’Brien is despicable and 
rises to the level of oppressive in that she took advantage of 
her superior knowledge of the Blanchard property in order that 
she would benefit financially in the sale of the Blanchard 
property to plaintiff.

VII.
SIXTH CAUSE OF ACTION
(Negligent Concealment of Material Fact - O’Brien)

52.	Plaintiff realleges and incorporates the allegations set 
forth in paragraphs 1 through 51 herein as though fully set forth 
in haec verba.

53.	In acting as Stonehenge’s representative in 
the sale of the Blanchard property to plaintiff, O’Brien had a 
duty to conduct a reasonably competent visual inspection of the 
property and disclose to plaintiff  all facts that are 
sufficiently material to affect the value or desirability of 
the Blanchard property.

54.	O’Brien breached this duty in that she negligently failed to 
disclose any of these material facts to plaintiff and failed to 
conduct a reasonably competent and diligent visual inspection of 
the Blanchard property.

55.	Plaintiff would not have purchased the Blanchard property 
had Kagel not failed to disclose these material facts. 

56.	As a result of O’Brien’s negligent failure to disclose 
material facts to plaintiff, plaintiff suffered damages in that 
he overpaid for the property, incurred unanticipated costs in 
replacing a large part of his driveway and lost future value in 
not being able to construct an additional 800 square foot 
building on the property.

VIII.
SEVENTH CAUSE OF ACTION
(Negligent Failure to Disclose Material Facts – Rea)

57.	Plaintiff realleges and incorporates the allegations set 
forth in paragraphs 1 through 56 herein as though fully set 
forth in haec verba.

58.	In performing his duties as the selling agent for this real 
estate transaction, Rea had a duty to perform his functions in a 
professional and non-negligent manner.  These functions included 
conducting a reasonably competent visual inspection of the 
property, inquiring as to any conditions that would materially 
affect the desirability or value of the property to plaintiff and 
disclosing to plaintiff all facts that are sufficiently material 
to affect the value or desirability of the property to plaintiff.

59.	Rea breached this duty in that he negligently failed to 
inquire as to any conditions that would materially affect the 
desirability or value of the property to plaintiff, failed to 
conduct a reasonably competent visual inspection of the property 
and failed to disclose to plaintiff all facts that were 
sufficiently material to affect the value or desirability of the 
property to plaintiff.

60.	As a result of the negligence of Rea, plaintiff was damaged 
in that he overpaid for the property, incurred unanticipated 
costs in replacing a large part of his driveway and lost future 
value in not being able to construct an additional 800 square 
foot building on the property.

IX.
EIGHTH CAUSE OF ACTION
(Negligent Misrepresentation – Rea)

61.	Plaintiff realleges and incorporates the allegations set 
forth in paragraphs 1 through 60 herein as though fully set forth 
in haec verba.

62.	During the course of his representation of plaintiff in the 
purchase of the Blanchard property, Rea had a duty to conduct a 
reasonably competent visual inspection of the property, inquire 
as to any conditions that would materially affect the 
desirability or value of the property to plaintiff and disclose 
to plaintiff all facts that are sufficiently material to affect 
the value or desirability of the property to plaintiff.

63.	During the course of his representation of plaintiff in the 
purchase of the Blanchard property, Rea learned, or should have 
learned, of the existence of conditions of the property that 
would have made the property undesirable to plaintiff.  Rea 
represented to plaintiff that the property had on it a residence 
with fiber optic cabling, a residence with 5300 square feet and 
that the property could be further improved by the addition of a 
swimming pool and additional 800 square foot outbuilding.  At 
all relevant times Rea knew these were material facts and 
materially affected the desirability and value of the property 
to plaintiff.   

64.	Notwithstanding this knowledge, Rea represented to plaintiff 
that the property had on it a residence with fiber optic cabling, 
a residence with 5300 square feet and that the property could be 
further improved by the addition of a swimming pool and 
additional 800 square foot outbuilding.  Rea had no reasonable 
basis for this belief but nevertheless made these representations 
to plaintiff.  In fact the representations were false.

65.	In making these representations to plaintiff Rea breached 
his duty to plaintiff by negligently making to plaintiff 
representations of fact that were in fact false.

66.	As a result of these negligent misrepresentations, plaintiff 
was caused to rely and did rely on them and agreed to purchase 
the Blanchard property under the conditions and for the terms as 
set forth in the contract for the purchase of the Blanchard 
property.

67.	As a result of these negligent misrepresentations, plaintiff 
has suffered damages in that he overpaid for the property, 
incurred unanticipated costs in replacing a large part of his 
driveway and lost future value in not being able to construct an 
additional 800 square foot building on the 
property.

X.
NINTH CAUSE OF ACTION
(Breach of Fiduciary Duty – Rea)

68.	Plaintiff realleges and incorporates the allegations set 
forth in paragraphs 1 through 67 herein as though fully set forth 
in haec verba.

69.	As the selling agent representing plaintiff in this 
transaction, Rea owed a fiduciary duty to plaintiff in that Rea 
owed to plaintiff a duty of the highest good faith and undivided 
loyalty and service.  This duty included, among other things, a 
duty to conduct a reasonably competent visual inspection of the 
property, inquire as to any conditions that would materially 
affect the desirability or value of the property to plaintiff 
and disclose to plaintiff all facts that are sufficiently 
material to affect the value or desirability of the property to 
plaintiff.  In addition, Rea had a duty to act in the best 
interests of plaintiff at all times during the negotiations and 
purchase by plaintiff of the Blanchard property.
 
70.	Rea breached his fiduciary duty to plaintiff in that he 
failed to conduct a reasonably competent visual inspection of 
the property, failed to inquire as to any conditions that would 
materially affect the desirability or value of the property to 
plaintiff and failed to disclose to plaintiff all facts that are 
sufficiently material to affect the value or desirability of the 
property to plaintiff.

71.	Plaintiff relied on Rea as the source of information about 
the property, particularly as to whether or not the property 
could be further improved with a swimming pool and additional 
800 square foot outbuilding.  Had Rea not breached his fiduciary 
duty to plaintiff and correctly advised plaintiff of the 
conditions affecting the ability to construct a swimming pool
and additional 800 square foot outbuilding, plaintiff would not 
have purchased the Blanchard property.

72.	As a result of Rea’s breach of his fiduciary duty, plaintiff 
has suffered damages in that he overpaid for the property, 
incurred unanticipated costs in replacing a large part of his 
driveway and lost future value in not being able to construct an 
additional 800 square foot building on the property.

XI.
TENTH CAUSE OF ACTION
(Breach of the Covenant of Good Faith and Fair Dealing – Rea)


73.	Plaintiff realleges and incorporates the allegations set 
forth in paragraphs 1 through 72 herein as though fully set forth 
in haec verba.

74.	At the time plaintiff hired Rea to act as his representative 
for the purchase of a residential real property, there was 
created an implied covenant of good faith and fair dealing that 
Rea would act at all times in the best interests of plaintiff and 
would not do anything that would adversely affect plaintiff’s 
purpose in seeking to purchase a residential real estate such as 
the Blanchard property.  The implied covenant of good faith and 
fair dealing required Rea to act with the highest good faith and 
undivided loyalty and service to plaintiff.  

75.	The implied covenant of good faith and fair dealing required 
Rea to conduct a reasonably competent visual inspection of the 
property, inquire as to any conditions that would materially 
affect the desirability or value of the property to plaintiff and 
disclose to plaintiff all facts that are sufficiently material to 
affect the value or desirability of the property to plaintiff.

76.	Rea breached the implied covenant of good faith and fair 
dealing in that he failed to conduct a reasonably competent 
visual inspection of the property, failed to inquire as to any 
conditions that would materially affect the desirability or 
value of the property to plaintiff an failed to disclose to 
plaintiff all facts that are sufficiently material to affect 
the value or desirability of the property to plaintiff.

77.	As a result of Rea’s breach of the implied covenant of 
good faith and fair dealing, plaintiff suffered damages in that 
he overpaid for the property, incurred unanticipated costs in 
replacing a large part of his driveway and lost future value in 
not being able to construct an additional 800 square foot 
outbuilding on the property.

XII.
ELEVENTH CAUSE OF ACTION
(Fraud – Coldwell Banker)

78.	Plaintiff realleges and incorporates the allegations set 
forth in paragraphs 1 through 77 and 21 through 25 herein as 
though fully set forth in haec verba.

79.	At all relevant times Kagel acted with the full knowledge 
and authority of Coldwell Banker.   Accordingly, Kagel’s actions 
and omissions are directly attributable to Coldwell Banker.

80.	By Kagel’s fraudulent representations and omissions, Coldwell 
Banker intended for plaintiff to rely on them so that it could 
profit by receiving a commission on the sale.  Coldwell Banker, 
through Kagel, made these fraudulent representations knowing they 
were false and with an intent to deceive plaintiff for her own 
gain.  Such conduct on the part of Coldwell Banker is despicable 
and rises to the level of oppressive in that it took advantage of 
its superior knowledge of the Blanchard property in order that it 
would receive a commission based on a percentage of the sale 
price.

XIII.
TWELFTH CAUSE OF ACTION 
(Intentional Failure to Disclose Material Fact – Coldwell Banker)

81.	Plaintiff realleges and incorporates the allegations set 
forth in paragraphs 1 through 80 and 27 through 31 herein as 
though fully set forth in haec verba.

82.	By Kagel’s intentional failure to disclose material facts, 
Coldwell Banker intended for plaintiff to rely on them so that 
it could profit by receiving a commission on the sale.  Coldwell 
Banker, through Kagel, made these fraudulent representations 
knowing they were false and with an intent to deceive plaintiff 
for her own gain.  Such conduct on the part of Coldwell Banker 
is despicable and rises to the level of oppressive in that it 
took advantage of its superior knowledge of the Blanchard 
property in order that it would receive a commission based on a 
percentage of the sale price.   

XIV.
THIRTEENTH CAUSE OF ACTION
(Negligent Failure to Disclose Material Fact – Coldwell Banker)

83.	Plaintiff realleges and incorporates the allegations set 
forth in paragraphs 1 through 82, 33 through 38 and 58 through 
60 herein as though fully set forth in haec verba

84.	As the broker for Kagel and Rea, Coldwell Banker is directly 
liable for the negligent acts and omissions committed by Kagel 
and Rea in their representation of Stonehenge and plaintiff, 
respectively.

XV.
FOURTEENTH CAUSE OF ACTION
(Good Faith and Fair Dealing – Coldwell Banker)

85.	Plaintiff realleges and incorporates the allegations set 
forth in paragraphs 1 through 84,  and 74 through 77 herein as 
though fully set forth in haec verba.

86.	The implied covenant of good faith and fair dealing applied 
as well to Coldwell Banker as it did to Rea.  Rea’s breach of 
the covenant of good faith and fair dealing is directly 
attributable to Coldwell Banker in that Rea acted at all relevant 
times in the course and scope of his relationship with Coldwell 
Banker and was fully authorized by Coldwell Banker to perform all 
of his acts as plaintiff’s representative for the purchase of the 
Blanchard property.

XVI.
FIFTEENTH CAUSE OF ACTION 
(Fraud – Stonehenge)

87.	Plaintiff realleges and incorporates the allegations set 
forth in paragraphs 1 through 87 herein as though fully set forth 
in haec verba.

88.	Stonehenge was the seller of the Blanchard property.  As 
such, it acted at all relevant times through its principal 
O’Brien.

89.	During the course of negotiations for the purchase by 
plaintiff of the Blanchard property, Stonehenge made certain 
material representations to plaintiff for the purpose of having 
plaintiff rely on said representations.  Stonehenge advised 
plaintiff that the Blanchard property contained a residence that 
had fiber optic cabling, had 5300 square feet and could be 
further improved with the addition of a swimming pool and 
additional 800 square foot outbuilding.  At all relevant times 
these representations were false and Stonehenge knew them to be 
false.

90.	Stonehenge made these representations with the specific 
intent that plaintiff rely on them.

91.	Plaintiff relied on these misrepresentations, to his 
detriment, in making his decision to pay $3,250,000 for the 
Blanchard property.

92.	As a result of Stonehenge’s fraudulent misrepresentations, 
plaintiff has suffered damages in that he overpaid for the 
property, incurred unanticipated costs in replacing a large part 
of his driveway and lost future value in not being able to 
construct an additional 800 square foot building on the property.

XVII.
SIXTEENTH CAUSE OF ACTION
(Intentional Failure to Disclose Material Fact - Stonehenge)

93.	Plaintiff realleges and incorporates the allegations set 
forth in paragraphs 1 through 92 herein as though fully set forth 
in haec verba.

94.	The fiber optic cabling, 5300 square feet in the residence, 
and the ability to add a swimming pool and 800 square foot 
outbuilding were all material facts, that is, they materially 
affected the value and desirability of the Blanchard property.  
Stonehenge knew of the existence of these material facts and 
intentionally did not disclose them to plaintiff.

95.	Stonehenge’s nondisclosure of these material facts was 
intentional and was done with the intent to induce plaintiff to 
purchase the Blanchard property.

96.	As a result of Stonehenge’s intentional nondisclosure of 
these material facts, plaintiff was induced to purchase the 
Blanchard property and would not have done so if Stonehenge had 
not made the intentional misrepresentations.

97.	As a result of Stonehenge’s intentional nondisclosure of 
these material facts plaintiff has suffered damages in that he 
overpaid for the property, incurred unanticipated costs in 
replacing a large part of his driveway and lost future value in 
not being able to construct an additional 800 square foot 
outbuilding on the property.

98.	In failing to disclose these material facts to plaintiff, 
Stonehenge intended for him to rely on them so that it could 
profit from the sale of the Blanchard property.  It failed to 
disclose these material facts with an intent to deceive 
plaintiff for its own gain.  Such conduct on the part of 
Stonehenge is despicable and rises to the level of oppressive 
in that it took advantage of its superior knowledge of the 
Blanchard property in order that it would benefit financially in 
the sale of the Blanchard property to plaintiff.

XVIII.
SEVENTEENTH CAUSE OF ACTION
(Negligent Failure to Disclose Material Fact – Stonehenge)


99.	Plaintiff realleges and incorporates the allegations set 
forth in paragraphs 1 through 98 herein as though fully set forth 
in haec verba.

100.	As the seller of residential real estate, Stonehenge had a 
duty to conduct a reasonably competent visual inspection of the 
property and disclose to plaintiff  all facts that are 
sufficiently material to affect the value or desirability of the 
Blanchard property.

101.	Stonehenge breached this duty in that it negligently failed 
to disclose any of these material facts to plaintiff and failed 
to conduct a reasonably competent and diligent visual inspection 
of the Blanchard property.

102.	Plaintiff would not have purchased the Blanchard property 
had Stonehenge not failed to disclose these material facts. 

103.	As a result of Stonehenge’s negligent failure to disclose
material facts to plaintiff, plaintiff suffered damages in that 
he overpaid for the property, incurred unanticipated costs in 
replacing a large part of his driveway and lost future value in 
not being able to construct an additional 800 square foot 
outbuilding on the property.
 
XIX.
EIGHTEENTH CAUSE OF ACTION
(Breach of the Covenant of Good Faith and Fair Dealing - 
Stonehenge)

104.	Plaintiff realleges and incorporates the allegations set 
forth in paragraphs 1 through 103 herein as though fully set 
forth in haec verba.

105.	At the time Stonehenge entered into the contract with 
plaintiff for the sale of the Blanchard property to plaintiff, 
there existed an implied covenant of good faith and fair dealing 
that Stonehenge would not do anything to adversely affect 
plaintiff’s ability to receive the benefit of the contract he had 
entered into with Stonehenge.

106.	The implied covenant of good faith and fair dealing required 
Stonehenge to conduct a reasonably competent visual inspection of 
the property and disclose to plaintiff all facts that were 
sufficiently material to affect the value or desirability of the 
property to plaintiff.

107.	Stonehenge breached the implied covenant of good faith and 
fair dealing in that it failed to conduct a reasonably competent 
visual inspection of the property, failed to inquire as to any 
conditions that would materially affect the desirability or value 
of the property to plaintiff an failed to disclose to plaintiff 
all facts that are sufficiently material to affect the value or 
desirability of the property to plaintiff.

108.	As a result of Stonehenge’s breach of the implied covenant 
of good faith and fair dealing, plaintiff suffered damages in 
that he overpaid for the property, incurred unanticipated costs 
in replacing a large part of his driveway and lost future value 
in not being able to construct an additional 800 square foot 
building on the property.

WHEREFORE, plaintiff prays for relief as set forth below:

ON THE FIRST CAUSE OF ACTION:
1.	For general and special damages according to proof;
2.	For costs of suit incurred herein;
3.	For punitive and exemplary damages according to proof;
4.	For other and further costs and expenses incurred herein 
	which the court may deem just and proper under the premises;
 
ON THE SECOND CAUSE OF ACTION:
1.	For general and special damages according to proof;
2.	For costs of suit incurred herein;
3.	For punitive and exemplary damages according to proof;
4.	For other and further costs and expenses incurred herein 
	which the court may deem just and proper under the premises;
	
ON THE THIRD CAUSE OF ACTION:
1.	For general and special damages according to proof;
2.	For costs of suit incurred herein;
3.	For other and further costs and expenses incurred herein 
	which the court may deem just and proper under the premises;
	
ON THE FOURTH CAUSE OF ACTION:
1.	For general and special damages according to proof;
2.	For costs of suit incurred herein;
3.	For punitive and exemplary damages according to proof;
4.	For other and further costs and expenses incurred herein 
	which the court may deem just and proper under the premises;
	
ON THE FIFTH CAUSE OF ACTION:
1.	For general and special damages according to proof;
2.	For costs of suit incurred herein;
3.	For punitive and exemplary damages according to proof;
4.	For other and further costs and expenses incurred herein 
	which the court may deem just and proper under the premises;
	
ON THE SIXTH CAUSE OF ACTION:
1.	For general and special damages according to proof;
2.	For costs of suit incurred herein;
3.	For other and further costs and expenses incurred herein 
	which the court may deem just and proper under the premises;
 
ON THE SEVENTH CAUSE OF ACTION:
1.	For damages according to proof;
2.	For costs of suit incurred herein;
3.	For other and further costs and expenses incurred herein 
	which the court may deem just and proper under the premises;
	
ON THE EIGHTH CAUSE OF ACTION:
1.	For general and special damages according to proof;
2.	For costs of suit incurred herein;
3.	For other and further costs and expenses incurred herein 
	which the court may deem just and proper under the premises;
	
ON THE NINTH CAUSE OF ACTION:
1.	For general and special damages according to proof;
2.	For costs of suit incurred herein;
3.	For other and further costs and expenses incurred herein 
	which the court may deem just and proper under the premises;
	
ON THE TENTH CAUSE OF ACTION:
1.	For general and special damages according to proof;
2.	For costs of suit incurred herein;
3.	For other and further costs and expenses incurred herein 
	which the court may deem just and proper under the premises;
	
ON THE ELEVENTH CAUSE OF ACTION:
1.	For general and special damages according to proof;
2.	For costs of suit incurred herein;
3.	For punitive and exemplary damages according to proof;
4.	For other and further costs and expenses incurred herein 
	which the court may deem just and proper under the premises;

ON THE TWELFTH CAUSE OF ACTION:
1.	For general and special damages according to proof; 
2.	For costs of suit incurred herein;
3.	For punitive and exemplary damages according to proof;
4.	For other and further costs and expenses incurred herein 
	which the court may deem just and proper under the premises;
	
ON THE THIRTEENTH CAUSE OF ACTION:
1.	For general and special damages according to proof;
2.	For costs of suit incurred herein;
3.	For other and further costs and expenses incurred herein 
	which the court may deem just and proper under the premises;
	
ON THE FOURTEENTH CAUSE OF ACTION:
1.	For general and special damages according to proof;
2.	For costs of suit incurred herein;
3.	For other and further costs and expenses incurred herein 
	which the court may deem just and proper under the premises.
	
ON THE FIFTEENTH CAUSE OF ACTION:
1.	For general and special damages according to proof;
2.	For costs of suit incurred herein;
3.	For punitive and exemplary damages according to proof;
4.	For other and further costs and expenses incurred herein 
	which the court may deem just and proper under the premises.
	
ON THE SIXTEENTH CAUSE OF ACTION:
1.	For general and special damages according to proof;
2.	For costs of suit incurred herein;
3.	For punitive and exemplary damages according to proof;
4.	For other and further costs and expenses incurred herein 
	which the court may deem just and proper under the premises.
	
ON THE SEVENTEENTH CAUSE OF ACTION:
1.	For general and special damages according to proof; 
2.	For costs of suit incurred herein;
3.	For other and further costs and expenses incurred herein 
	which the court may deem just and proper under the premises.
	
ON THE EIGHTEENTH CAUSE OF ACTION:
1.	For general and special damages according to proof;
2.	For costs of suit incurred herein;
3.	For attorney fees according to proof;
3.	For other and further costs and expenses incurred herein 
	which the court may deem just and proper under the premises.
			
DATED: November ___, 2005	GREENE, CHAUVEL, DESCALSO & MINOLETTI


By: ______________________________
PAUL G. MINOLETTI
Attorneys for Plaintiff
RALPH SIMPSON