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Real Estate Deception

Silicon Valley Homeowner Wins $450,000 Settlement in Real Estate Fraud Lawsuit!

Brian Grey's Deposition


                  IN THE SUPERIOR COURT OF THE STATE OF CALIFORNIA

                         IN AND FOR THE COUNTY OF SANTA CLARA

                                UNLIMITED JURISDICTION



              RALPH SIMPSON,

                                  Plaintiff,

                       vs.                      Case No. 1-05-CV-053398

              LOU RAE KAGEL, LYNN O'BRIEN,
              JAMES O'BRIEN, STONEHENGE
              PROPERTIES, INC., VALLEY OF
              CALIFORNIA, INC., dba COLDWELL
              BANKER, and DOES ONE through
              TWENTY, inclusive,

                                  Defendants.
              _______________________________/

              AND RELATED CROSS-ACTIONS
              _______________________________/




                             DEPOSITION OF BRIAN T. GREY

                              Tuesday, January 9, 2007

                      951 Mariner's Island Boulevard, Suite 630

                                San Mateo, California





                              MADELEINE M. FREDA, INC.
                           Certified Shorthand Reporters

              Reported by:                 2000 Broadway
                 Joanne Haag               P.O. Box 3119
                 CSR No. 4716              Redwood City, CA 94064
              Our File No.                 (650) 365-6152


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           1                   A P P E A R A N C E S

           2  For the Plaintiff:    GREENE, CHAUVEL, DESCALSO &
                                    MINOLETTI
           3                        Attorneys at Law
                                    951 Mariner's Island Boulevard
           4                        Suite 630
                                    San Mateo, CA  94404
           5                        BY:  PAUL G. MINOLETTI, ESQ.

           6  For the Defendant     GAGEN, McCOY, McMAHON & ARMSTRONG
              Lou Rae Kagel:        Attorneys at Law
           7                        279 Front Street
                                    Danville, CA  94526
           8                        BY:  CHARLES A. KOSS, ESQ.

           9  For the Defendant     LAW DIVISION OF NRT INCORPORATED
              Valley of California  WESTERN DIVISION
          10  dba Coldwell Banker:  12657 Alcosta Boulevard, Suite 500
                                    San Ramon, CA  94583
          11                        BY:  STEPHEN W. THOMAS, ESQ.

          12

          13

          14

          15

          16           BE IT REMEMBERED that, pursuant to Notice and

          17  on Tuesday, January 9, 2007, commencing at the hour of

          18  10:19 a.m., at 951 Mariner's Island Boulevard, Suite

          19  630, San Mateo, California, before JOANNE HAAG, CSR No.

          20  4716, personally appeared

          21

          22                        BRIAN T. GREY

          23

          24  who was produced as a witness under the provisions of

          25  Section 776 of the Evidence Code.


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           1                         I N D E X

           2  Examination by:                                 Page

           3           Mr. Koss                                 4

           4           Mr. Thomas                              75

           5  Further Examination by:

           6           Mr. Koss                                82

           7

           8

           9                          EXHIBITS

          10

          11  Defendant's Exhibits:

          12    1      Curriculum vitae                         6

          13    2      Master file                             83

          14    3      Client Contact file                     83

          15    4      Subject file                            83

          16    5      Data file                               83

          17

          18

          19

          20

          21

          22

          23

          24

          25


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           1                        BRIAN T. GREY

           2  being duly sworn, was examined and testified as follows:

           3                   EXAMINATION BY MR. KOSS

           4  BY MR. KOSS:

           5  Q.       Sir, could you please state your name and

           6  business address.

           7  A.       My name is Brian, B-r-i-a-n, Grey, G-r-e-y.  My

           8  business address is 1221 Palmetto, P-a-l-m-e-t-t-o,

           9  Avenue, Suite D, in Pacifica.

          10  Q.       Good morning.  We didn't have any introductions

          11  before the deposition so allow me to introduce myself.

          12           My name is Charles Koss, I represent Lou Rae

          13  Kagel in a lawsuit brought by Ralph Simpson.  And you

          14  didn't meet Mr. Thomas who's here to my right, he

          15  represents Valley of California, dba Coldwell Banker.

          16           I want to ask you some questions today about

          17  the real property that's the subject of this lawsuit

          18  located on Blanchard Drive in Monte Sereno.  And I

          19  understand, sir, that you've been retained as an expert

          20  to provide certain opinions regarding the value of that

          21  property?

          22  A.       That's correct, generally.

          23  Q.       Have you acted as an expert witness prior to

          24  this case?

          25  A.       Yes.


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           1  Q.       On how many occasions have you been retained as

           2  an expert witness?

           3  A.       I really couldn't count them.  I've been an

           4  expert witness for the past 10 years in a variety of

           5  cases.

           6  Q.       I asked you to bring some documents with you.

           7  One of the things I asked you to bring was a CV.  Did

           8  you bring that?

           9  A.       Yes.

          10  Q.       Why don't we get to that in a minute.  What I

          11  really want to do is understand your familiarity with

          12  the deposition process, and I suspect you've been

          13  through this many, many times?

          14  A.       I have been.

          15  Q.       And you've testified in court on a number of

          16  occasions?

          17  A.       I have.

          18  Q.       Do you have any questions about the deposition

          19  process before I get going?

          20  A.       No.

          21  Q.       Do you need me to go through ground rules or

          22  anything like that?

          23  A.       Only if you'd like to.

          24  Q.       I don't think I need to do that.  Why don't we

          25  start out with your CV, and I'll get a little bit of


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           1  your background.

           2           You've handed me a one-page document, up at the

           3  top says Grey Appraisal Associates, Brian T. Grey, SRA -

           4  Qualifications.  Is this a copy I can keep?

           5  A.       Yes, sir.

           6           MR. KOSS:  Why don't we mark this as Exhibit 1.

           7           MR. MINOLETTI:  Okay.

           8           (Whereupon, Defendant's Exhibit 1 was

           9           marked for identification.)

          10  BY MR. KOSS:

          11  Q.       Let me go through some of your employment.

          12  First of all, looks to me like you graduated from

          13  college in 1977 from St. Mary's College.

          14  A.       St. Mary's College in Moraga, that's correct.

          15  Q.       Okay.  And then your resume describes some work

          16  experience starting in 1985.  What did you do between

          17  1977 and 1985?

          18  A.       I was a nightclub manager.

          19  Q.       And then you became a manager at

          20  TRW/Residential Research?

          21  A.       Well, I was hired by a company called

          22  Residential Research in '85 as an appraiser trainee.

          23  After a couple of months of training I was an appraiser

          24  with that company.  Shortly thereafter, a year or so,

          25  Residential Research was purchased by TRW Real Estate,


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           1  and during the course of their purchase and subsequent

           2  to their purchase of their ownership of that company, I

           3  became the office manager of the San Francisco office of

           4  TRW Residential Research.

           5  Q.       Generally what were your duties at

           6  TRW/Residential Research?

           7  A.       Well, I was the lead appraiser who handled the

           8  more difficult properties.  I hired appraisers, I

           9  trained them or caused them to be trained; managed the

          10  files, in terms of making sure that they were done

          11  properly by reviewing them, making sure that they were

          12  done on time by assigning time guidelines and these

          13  shorts of things.

          14  Q.       During the time you were with TRW and

          15  Residential Research, was there generally a -- how many

          16  appraisers were there?

          17  A.       It started out with myself and two other

          18  appraisers in that office, and by the time I left

          19  Residential Research I think that I had hired an

          20  additional 10 appraisers or so.

          21  Q.       So you had a staff of about 12 including

          22  yourself at the time you left?

          23  A.       Yes.

          24  Q.       Why did you leave?

          25  A.       I became an appraiser for several reasons.  One


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           1  of them was for a certain degree of independence, and

           2  TRW was a corporate entity which was, let's say I was

           3  not in harmony with corporate entities and sought to

           4  open my own company and run my own business.

           5  Q.       And you did that in 1988 with a company called

           6  Kelley, Dunlop & Grey?

           7  A.       That's correct.

           8  Q.       And you were with that company from 1988

           9  through 1995?

          10  A.       That's correct.

          11  Q.       How many appraisers were there at Kelly,

          12  Dunlop & Grey?

          13  A.       Well, it varied.  At the beginning it was just

          14  the three of us, Kelley, Dunlop and Grey.  As time went

          15  on we hired other appraisers to the point where at a

          16  certain point in 1992, 1993, that sort of thing, we

          17  probably had about a dozen appraisers altogether,

          18  including ourselves.

          19  Q.       And why did you leave that company?

          20  A.       I had a falling out with my business partners.

          21  Q.       So you decided to go out on your own and form

          22  Grey Appraisal Associates in 1995?

          23  A.       That's correct.

          24  Q.       Do you have any appraisers that work with you

          25  in that business?


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           1  A.       Through the years I've had a number of

           2  appraisers, and that number has varied from three or

           3  four or five appraisers to the current two appraisers.

           4  Q.       Yourself and one other person?

           5  A.       That's correct.

           6  Q.       Why don't I cover this while we're at it.  With

           7  respect to the work you did on the Blanchard property,

           8  did anyone assist you with that work?

           9  A.       No -- well, I should clarify that.  My office

          10  manager took phone calls from Mr. Minoletti and passed

          11  them along to me, but if you're asking about substantive

          12  work on value issues the answer is no.

          13  Q.       That was indeed my question.  You're an SRA?

          14  A.       I hold an SRA designation from the Appraisal

          15  Institute.

          16  Q.       When did you obtain that?

          17  A.       1992, I believe.

          18  Q.       And you're also a certified residential

          19  appraiser, that's the license that you have to hold to

          20  be an appraiser?

          21  A.       That is a state-issued license.  There are

          22  three classifications of residential appraisal licensing

          23  in California:  the trainee license, a regular license,

          24  and a certification.  And the certification that I hold

          25  is the highest of the three levels.


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           1  Q.       Have you held each license?

           2  A.       No.  When certification or licensing came into

           3  effect in 1992, I had been an appraiser for

           4  approximately seven years at that point, and simply took

           5  the test for certification rather than going through the

           6  other steps that were unnecessary.

           7  Q.       So you've been a certified residential

           8  appraiser since 1992.

           9  A.       That's correct.

          10  Q.       Are you also a licensed real estate broker?

          11  A.       I am not a licensed real estate broker.

          12  Q.       Are you a licensed agent?

          13  A.       I am not a licensed agent.

          14  Q.       When you say a member of various boards of

          15  realtors, is that as an associate member of some kind?

          16  A.       It is an associate member of some kind as an

          17  appraiser, yes.

          18  Q.       When did you first begin doing work as an

          19  expert witness?

          20  A.       Approximately 10 years ago.

          21  Q.       And currently what percentage of your practice

          22  involves work as an expert witness?

          23  A.       I would estimate 90 percent of my work.

          24  Q.       Have you done expert work for Mr. Minoletti's

          25  firm on prior occasions?


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           1  A.       No.

           2  Q.       Do you know how you came to be retained as an

           3  expert in this case?

           4  A.       I don't, as a matter of fact.  Mr. Minoletti

           5  called my office, he said that he had a case, we

           6  discussed, and he engaged me.

           7  Q.       What was the date of that phone call?

           8  A.       I believe it was October 11, 2006.

           9  Q.       During that first phone call did Mr. Minoletti

          10  ask you to undertake any work on his behalf or on behalf

          11  of his client?

          12  A.       Well, he explained to me the nature of the

          13  case.  He did not ask me to undertake work at that time.

          14  He asked me to convey to him a CV.

          15  Q.       What did Mr. Minoletti tell you about the

          16  nature of the case?

          17  A.       He told me that his client had purchased a new

          18  home in Monte Sereno, that the case involved false

          19  advertising, that one of the claims involved a so-called

          20  city-approved 800-foot structure, home equipped with

          21  fiberoptics, claimed a swimming pool could be built.

          22           He said that when an application was made to

          23  the city of Monte Sereno for the installation of an

          24  in-ground pool that the owner of the house was told that

          25  he was way over the floor area ratio.


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           1           He told me that when his client, Mr. Simpson,

           2  applied to the city, they told him that in order to have

           3  a pool he would have to remove his impermeable driveway

           4  and replace it with cobblestone or some kind of

           5  semi-permeable material, and that that was a cost that

           6  Mr. Minoletti said of approximately $60,000.  And that

           7  there were other facets of the case that those were

           8  in -- that regard the main points of the case.

           9  Q.       Okay.  At this point maybe it would be

          10  productive to have me look at your file.  Are you

          11  looking at notes to help you remember the conversation?

          12  A.       I'm looking at one page of handwritten notes

          13  that were taken during my conversation with

          14  Mr. Minoletti on October 11th, 2006.

          15  Q.       Thank you.  What you've handed me is your

          16  original file?

          17  A.       That is my original file.

          18  Q.       And you didn't bring copies of the file with

          19  you?

          20  A.       I did not.

          21  Q.       I'm looking at your notes, and at the bottom it

          22  says, get standard of care.  Do you recall a discussion

          23  about that?

          24  A.       Mr. Minoletti asked me if I was familiar with

          25  any standard-of-care experts in the real estate field,


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           1  and I told him that I had worked with one or two in the

           2  past and that I would try to find their name and

           3  telephone number.

           4  Q.       Did you do that?

           5  A.       I believe I found the name of one

           6  standard-of-care expert and telephone number and

           7  conveyed it to Mr. Minoletti.

           8  Q.       Do you remember the name of that person?

           9  A.       I don't offhand.

          10  Q.       Is it in your file?

          11  A.       I don't believe it is.

          12  Q.       So it appears to me you actually have handed me

          13  three files, correct?

          14  A.       Well, it's one file with three different

          15  folders within that file and a CD disk.

          16  Q.       We have one file that's, or sub file if you

          17  will called Subject.  What sort of materials are

          18  contained in that file?

          19  A.       There's a floor plan that I sketched when I did

          20  my inspection of the subject property, and there's a

          21  computer-generated floor plan from that.  There are

          22  listing sheets from the listing of the subject property

          23  at the time of its sale.  There's an NDC data sheet, a

          24  public record of characteristics of the subject

          25  property.


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           1  Q.       And then we have another sub file called Data.

           2  What sort of materials are in that file?

           3  A.       Those are conclusions of loss in value and some

           4  support data for that.

           5  Q.       And then we have a sub file that says Client

           6  Contact.  What sort of information is in that?

           7  A.       In the client contact file, there is written

           8  information that Mr. Minoletti conveyed to me about the

           9  nature of the case, the complaint, correspondence

          10  engaging me in the matter, and that sort of thing.

          11  Q.       And then we have, I don't know, what I might

          12  suggest as maybe a master file?

          13  A.       I think that would be an appropriate term, yes.

          14  Q.       And on the cover is, looks to me like some kind

          15  of preprinted form that your office uses to designate

          16  the file?

          17  A.       Yes.

          18  Q.       And then there is a time record sheet, some

          19  billing records, an Infolink printout, and looks like a

          20  CD that says Photos 2006, that's what's in this file?

          21  A.       Yes.  Let me clarify with regard to that CD

          22  disk.  I forgot to put the photos that I took as of my

          23  date of principal inspection on a separate CD to bring

          24  to you for your copy.

          25           I've brought my master file of photos for 2006,


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           1  which I'm hoping Mr. Minoletti can have copied with the

           2  appropriate photos so that you can have a copy of just

           3  those photos.

           4  Q.       Okay.  Let me start out with the client contact

           5  file.  In connection with your work in this case, were

           6  you provided with any documents to review and consider?

           7  A.       Yes.

           8  Q.       What documents were you provided?

           9  A.       Well, of course there's the letter of

          10  engagement from Mr. Minoletti.  He also included a

          11  mediation brief dated June 1st, 2006.  He included a

          12  two-page marketing brochure.  He included an email

          13  correspondence from Douglas Rea, the buyer's agent, to

          14  Ralph Simpson dated September 10, 2001.  He provided me

          15  also with a declaration with regard to disclosure of

          16  expert witnesses.  And several different pages of

          17  notices of taking expert depositions.

          18  Q.       Now, if we look back at the initial letter you

          19  received from Mr. Minoletti, he asked you to do a number

          20  of things, did he not, or consider a number of different

          21  things is maybe a better way of phrasing it?

          22  A.       I think that that's probably accurate.

          23  Q.       Okay.  If I could look at that for a moment.

          24  First of all, Mr. Minoletti provided to you a marketing

          25  brochure of two pages and you reviewed that, did you


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           1  not?

           2  A.       I did.

           3  Q.       And he also provided to you a memorandum from

           4  Douglas Rea to Ralph Simpson dated September 10, 2001.

           5  Did you review that?

           6  A.       Yes.

           7  Q.       And Mr. Minoletti asked you to comment upon

           8  that memorandum.

           9  A.       Yes.

          10  Q.       Did you do that?

          11  A.       I believe I made verbal comments to

          12  Mr. Minoletti with regard to that memorandum.

          13  Q.       Did you come to any opinion or conclusion

          14  regarding the statements made by Mr. Rea in his memo of

          15  September 10th to Mr. Simpson?

          16  A.       I think that the overall comment that I made to

          17  Mr. Minoletti with regard to that memorandum was that

          18  the author is throwing out a great deal of data, that

          19  that data is calculated almost exclusively on a

          20  cost-per-square-foot basis, and that that is not an

          21  accepted appraisal methodology for calculating value in

          22  most cases.

          23  Q.       Any other opinions or conclusions you came to

          24  after reading that memo?

          25  A.       No.


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           1  Q.       Did you go and attempt to verify any of the

           2  information that Mr. Rea had in his memo?

           3  A.       No.

           4  Q.       In other words, you didn't go back to see if

           5  this certain house he describes is actually sold at a

           6  certain price or not.

           7  A.       I did not.

           8  Q.       Other than the inappropriate methodology that

           9  you believe Mr. Rea used, do you believe there's

          10  anything inaccurate about Mr. Rea's memo of

          11  September 10th?

          12  A.       I did not review it for its accuracy.

          13  Q.       I take it from your testimony, then, in

          14  appraising real property you would not simply look at

          15  houses to find the square footage and apply that to

          16  every house say in Monte Sereno, they're all worth $365

          17  per square foot or whatever number they are.

          18  A.       I would not take that sort of analysis with

          19  this type of property, no.

          20  Q.       That would be way too simplistic of an

          21  analysis, wouldn't it.

          22  A.       That's exactly right, counselor.

          23  Q.       In looking at your time records, by the way, is

          24  there a retainer agreement that relates to your work in

          25  this case?


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           1  A.       I believe I asked for a two-hour retainer at my

           2  standard rate of $300 an hour, and I believe I was

           3  conveyed a check in that amount.

           4  Q.       And you charge $300 for all your work including

           5  going to depositions?

           6  A.       Consultation, inspection, deposition,

           7  testimony, preparation, yes.

           8  Q.       And then by looking at your file I can see that

           9  you record your time in a time record sheet; is that

          10  true?

          11  A.       Yes.

          12  Q.       And there's a number of columns -- date,

          13  activity, hours -- and then a column without a heading,

          14  and it looks to me like the time involved.

          15  A.       That's correct.

          16  Q.       Do you make these entries at or about the time

          17  you perform the work?

          18  A.       Yes.

          19  Q.       Appears to me that you first did work on this

          20  case in November of 2006?

          21  A.       Yes.

          22  Q.       And that initially was a little more than half

          23  hour reviewing data, correct?

          24  A.       Yes.

          25  Q.       What data did you review?


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           1  A.       The data that we've just discussed in my client

           2  contact file, the two-page marketing brochure, the memo

           3  from Mr. Rea to Mr. Simpson, that sort of thing.

           4  Q.       On November 7th there's a bill for a phone

           5  call?

           6  A.       Yes.

           7  Q.       Was that to schedule a site inspection?

           8  A.       If I could --

           9  Q.       Sure, of course.

          10  A.       That was a phone call to Mr. Minoletti with

          11  regard to my review of the data that he had sent me.

          12  Q.       And then it looks like on November 16th you

          13  actually inspected the property, correct?

          14  A.       That's correct.

          15  Q.       What was your purpose in doing that?

          16  A.       Well, to familiarize myself with the subject

          17  that is the matter of -- that is the subject of this

          18  matter.

          19  Q.       Can you describe for me what you did during

          20  that inspection.

          21  A.       Yes.  I performed an interior and exterior

          22  inspection of the subject property.  I tape-measured the

          23  subject property by hand.  I walked through the front

          24  and rear yards.  Took photographs.  I walked through the

          25  main house and the guest house and the garages, taking


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           1  notes and photographs.  And that's substantially the

           2  work that was done during the inspection.

           3  Q.       At any time during the course of your work in

           4  this case, did your work involve comparing this property

           5  to other comparable properties?

           6  A.       I think the answer to that is no.  I'm not

           7  quite sure what you mean by that, but I think the answer

           8  to that is no.

           9  Q.       During anytime during the course of your work

          10  in this case, have you gone to the city of Monte Sereno?

          11  A.       I have not gone to the city of Monte Sereno,

          12  though I have talked with representatives of the city of

          13  Monte Sereno.

          14  Q.       Who did you talk to?

          15  A.       I talked with Andrea -- and let me not butcher

          16  her last name -- Chelamengo, who is an assistant planner

          17  with the city of Monte Sereno.

          18  Q.       And was that important to you in your work to

          19  contact someone from the city?

          20  A.       Yes.

          21  Q.       And why did you feel that was important?

          22  A.       Well, first I wanted to confirm the zoning for

          23  the subject property, and in any case that I work on

          24  that's a small piece of information but it's something

          25  that in my opinion needs to be done.  I also wanted to


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           1  talk to her about some restrictions with regard to floor

           2  area ratios and that sort of thing.  So that was

           3  important to I think touch base with the city of

           4  Monte Sereno about.

           5  Q.       Is your conversation with the city reflected in

           6  your time record sheet?

           7  A.       You know, I don't think that it's specifically

           8  reflected in this time sheet.  It's under the category

           9  of analyze.

          10  Q.       How much time did you spend talking to, and I

          11  have difficulty reading her handwriting, Ms. Chelamengo,

          12  is that how you pronounce it?

          13  A.       I think it's Chelamengo.

          14  Q.       Chelamengo.

          15  A.       I talked to her on two separate occasions and I

          16  would estimate that each of those occasions required

          17  10 minutes or so of conversation.

          18  Q.       Can you describe for me what was discussed

          19  between you and Ms. Chelamengo during the first

          20  conversation.

          21  A.       In the first conversation, we talked about the

          22  zoning and something about the floor area ratio of the

          23  subject property.

          24  Q.       What did she tell you about the floor area

          25  ratio of the subject property?


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           1  A.       She didn't specify about the subject.  She

           2  specified zoning regulations for Monte Sereno, that

           3  there were some restrictions of size of dwelling,

           4  permeable and impermeable, hardscape and that sort of

           5  thing.

           6  Q.       What did she tell you in particular about those

           7  kind of things?

           8  A.       Well, that there certainly were floor area

           9  ratios that included those, and that depended on the

          10  size of the main structure, the size of any auxiliary

          11  structure, the square footage of pools, which would be

          12  considered a hardscape or impermeable, and that for

          13  example asphalt would be considered impermeable, whereas

          14  cobblestone or interlocking brick would be considered

          15  50 percent impermeable and that sort of thing.

          16  Q.       Did she tell you what the city's guidelines

          17  were for floor ratios or impermeable surfaces or that

          18  sort of thing?

          19  A.       I think she mentioned some numbers.

          20  Q.       Did you write those numbers down?

          21  A.       I don't recall whether I did or not.  I don't

          22  think I wrote them specifically down.

          23  Q.       And why don't you tell me what was discussed at

          24  the second conversation with Ms. Chelamengo.

          25  A.       There was some conversations about those same


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           1  topics, not the zoning, but floor area ratio and that

           2  sort of thing.  I also asked her about auxiliary

           3  structures and restrictions on auxiliary structures.

           4  Q.       At the conclusion of your two conversations

           5  with Ms. Chelamengo, did you come to any opinion or

           6  conclusion concerning how the restrictions of the city

           7  of Monte Sereno might affect this particular Blanchard

           8  Drive property?

           9  A.       Well, I'm not sure that I would phrase it in

          10  that manner that I came to any conclusions about how it

          11  affected the Monte Sereno property.

          12           One of the things that was discussed was the

          13  utility of a second secondary structure, that is to say

          14  our subject property has a main house, it has one

          15  secondary structure, a guest house, a detached guest

          16  house, and I asked her in that second conversation

          17  specifically about restrictions on the utility of a

          18  second secondary structure.

          19  Q.       What do you mean, asked her about the utility

          20  of it.

          21  A.       That is to say, in what manner could it be

          22  used.

          23  Q.       And what did she tell you about that?

          24  A.       She told me that a second secondary structure

          25  could be put to a variety of uses.


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           1  Q.       Was she more specific than that?

           2  A.       Well, she said that it could be put to the use

           3  of home office, art gallery, storage, that sort of

           4  thing.

           5  Q.       Did she tell you there were some prohibited

           6  uses?

           7  A.       She told me that one restriction would be that

           8  there could not be, with regard to a second secondary

           9  structure, a kitchen or sleeping facility.

          10  Q.       Is it correct that in your opinion, the

          11  restrictions imposed by the city of Monte Sereno would

          12  nevertheless allow the construction of a third structure

          13  out at the Blanchard property?

          14  A.       I'm sorry, counselor, could you repeat that,

          15  please?

          16  Q.       Sure.  Is it your opinion that a third

          17  structure could be built at the Blanchard property?

          18  A.       Under certain circumstances, a third structure

          19  might be able to be built at the Blanchard property.

          20  Q.       And what would those certain circumstances be?

          21  A.       I believe that the owner of the property would

          22  have to remove 1600 square feet or so of hardscape, that

          23  is to say, patios, driveway, these sorts of things, or

          24  more.  1600 square feet or more.  And that if that were

          25  done, there may be the possibility of adding a second


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           1  secondary structure.

           2  Q.       When you say remove 1600 square feet of

           3  impervious surface, are you really saying remove

           4  1600 square feet of impervious surface and replace it

           5  with a semi-impervious surface?

           6  A.       No, that's not what I'm saying.  I'm saying

           7  remove 1600 square feet or more of impervious surface.

           8  Q.       To your understanding to build another

           9  800-square-foot structure, why did you need to remove

          10  1600 square feet of impervious surface?

          11  A.       The plans and specifications that were drawn up

          12  and submitted and approved by the city of Monte Sereno

          13  include calculations as to the square footage of the

          14  main dwellings, footprint and all other impervious

          15  surfaces, that is to say, the hardscape, the patios, the

          16  driveway, the pool and these sorts of things.  And there

          17  is only a certain number of square feet of that sort of

          18  impervious coverage of the lot that's allowed relative

          19  to the size of the lot.

          20           And my understanding is that the subject

          21  property is over the amount of strictly regulated

          22  impervious surface and that in order to potentially put

          23  another structure which would be counted as more lot

          24  coverage or more impervious surface, that existing

          25  impervious surface would have to be removed.


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           1  Q.       Have you made these calculations?

           2  A.       No.

           3  Q.       Do you know how many square feet -- strike

           4  that.  You indicated that the property is already over

           5  the limit of impervious surface allowed by the city of

           6  Monte Sereno.  Do you know by how many square feet the

           7  property is over that limit?

           8  A.       I believe I was given to understand by

           9  Mr. Simpson that it was approximately 8- or 900 square

          10  feet in excess of permitted impervious surface.

          11  Q.       Okay.  So your opinion is based upon getting

          12  rid of the current excess plus getting rid of 800 square

          13  feet so you can replace it by this third building.

          14  A.       Or more.

          15  Q.       How many conversations have you had with

          16  Mr. Simpson?

          17  A.       Three.

          18  Q.       And in addition to that, did you meet with

          19  Mr. Simpson at the site?

          20  A.       I did not.

          21  Q.       Did you meet with Mrs. Simpson at the site?

          22  A.       I did meet Mrs. Simpson at the site, yes.

          23  Q.       Did you discuss any of the facts or

          24  circumstances of this case with Mrs. Simpson?

          25  A.       No.  She simply allowed me access to the


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           1  property, allowed me to do my work, and bid her adieu.

           2  Q.       Did you keep notes of the conversations you had

           3  with Mr. Simpson?

           4  A.       No.

           5  Q.       How was it that you ended up talking to

           6  Mr. Simpson?

           7  A.       Well, I dialed his phone number and he answered

           8  it.

           9  Q.       What was your purpose in calling him?

          10  A.       My purpose in calling him was to discuss one

          11  category of potential loss in value, and that would be

          12  the installation of a fiberoptic network.

          13  Q.       We'll get to those conversations but I don't

          14  want to get too far afield with where we were with

          15  Ms. Chelamengo.  Have you told me everything you can

          16  remember about those two conversations with her?

          17  A.       Pretty much, yes.

          18  Q.       And I take it, tell me if my wrong, but I think

          19  the purpose in calling her was, a., to find out the

          20  zoning, and b., to find out the restrictions on this

          21  third structure, correct?

          22  A.       Well, not specifically restrictions in the

          23  third structure but restrictions the city of Monte

          24  Sereno has with regard to floor area ratio and thirdly

          25  the potential for putting a third structure in.


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           1  Q.       By the way, what did you find out about the

           2  zoning?

           3  A.       I have -- I think I have that on a piece of

           4  paper in the subject file, if I can review that.

           5  Q.       Sure.

           6  A.       The subject is zoned R1-20.  Here is a note

           7  about the floor area ratio footprint.  30 percent

           8  coverage of the lot, which would include the pool, as

           9  structures, concrete and that sort of thing.

          10  Q.       May I see what you're looking at?

          11  A.       Certainly (indicating).

          12  Q.       You've handed me a document that looks like it

          13  was printed out on in October of 2006 and up at the top

          14  it says, NDCData.com.  Is that the Web site you got this

          15  information from?

          16  A.       NDCData is a sort of public information taken

          17  from assessor's records that contains characteristics of

          18  the subject property or any other property relative to

          19  their data sheets as well.

          20  Q.       And is it correct this is one of the first

          21  places you went to to look for data about this property,

          22  this NDCData.com?

          23  A.       Yes.

          24  Q.       Have you tried to verify any of the information

          25  set forth on this document from NDCData.com?


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           1  A.       Well, when you say have I tried to verify any

           2  of the information, certainly calling Andrea Chelamengo

           3  in order to verify zoning is something that I did.

           4  Tape-measuring the subject property to verify square

           5  footage characteristics that appear in NDCData is

           6  something that I did.  Those are two verifications.  I'm

           7  not sure what else you might indicate.

           8  Q.       I'm not attempting to indicate anything.  But

           9  apparently it shows a zoning as R1-20, and you verified

          10  that with Ms. Chelamengo?

          11  A.       Yes.

          12  Q.       And then you verified this footprint,

          13  30 percent coverage, which is what you've written on the

          14  document.

          15  A.       Well, that's not a verification of information

          16  that appears in this sheet, because there is no

          17  information with regard to floor area ratio that appears

          18  in this sheet.  But for example the NDCData sheet taken

          19  from assessors' records tells me the building area is

          20  4305 square feet and that of course relates to the main

          21  house itself.  So that is an object of verification

          22  insofar as I tape-measured the main house to verify its

          23  square footage.

          24           I might also indicate that I verified the sale

          25  price in reverse, by drawing the MLS data sheets from


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           1  the sale of the property at the time of its sale.

           2  Q.       I guess it probably seems obvious that you had

           3  this in front of you when you were talking to

           4  Ms. Chelamengo and you wrote down on there this

           5  footprint, 30 percent coverage, imper, which I assume is

           6  short for impervious, equals structure, plus concrete

           7  plus pool?

           8  A.       Yes.

           9  Q.       You indicated that you attempted to verify the

          10  building area?

          11  A.       Yes.

          12  Q.       And on this document it shows it's 4,305 square

          13  feet.

          14  A.       Yes.

          15  Q.       Did you determine that to be an accurate

          16  figure?

          17  A.       My tape measurement of the subject property

          18  indicates that there are 4,355.62 square feet of living

          19  area.

          20  Q.       That's in the main structure?

          21  A.       That is the main structure, indeed.

          22  Q.       And did you also attempt to determine the

          23  square footage of the guest cottage or guest house?

          24  A.       Yes.

          25  Q.       What did you determine that to be?


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           1  A.       By my tape measurement the guest house is

           2  713.31 square feet.

           3  Q.       So in total we're talking about 5,068 square

           4  feet, thereabouts?

           5  A.       Yes.

           6  Q.       Did you attempt to verify the lot size which is

           7  indicated on the NDCData sheet as 28,313 square feet?

           8  A.       No.

           9  Q.       Do you have any reason to believe that's not an

          10  accurate figure?

          11  A.       I do not.

          12  Q.       In addition to calculating the size of the main

          13  house and the guest cottage, did you attempt to

          14  calculate the square footage of the other impervious

          15  surfaces on the property?

          16  A.       No.

          17  Q.       So I take it in giving your opinions, at least

          18  in terms of the ability to construct another 800-square-

          19  foot structure, you're relied on Mr. Simpson telling you

          20  that he's already about 800 square feet over.

          21  A.       Yes.

          22  Q.       Let's go back to those three conversations you

          23  had with Mr. Simpson.  Do you recall the first

          24  conversation you had with him, the date?

          25  A.       I don't recall the date.  It would have been at


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           1  some point close to my inspection, if not on the

           2  inspection date.

           3  Q.       What was your purpose in calling Mr. Simpson?

           4  A.       Well, one of the categories that's in question

           5  here is fiberoptics of, the presence or absence of a

           6  fiberoptic system built into the subject property.  And

           7  I asked Mr. Simpson to obtain estimates of the cost to

           8  install a fiberoptic system.

           9  Q.       Anything else that you discussed with

          10  Mr. Simpson during that first phone call?

          11  A.       I just simply said that I had been to his

          12  house, that I had done my inspection, this was a piece

          13  of information that I would need, could he please try to

          14  obtain that.

          15  Q.       And we'll get to that later.  Did he obtain a

          16  cost to install?

          17  A.       He obtained a general cost to install by

          18  calling two companies.

          19  Q.       And did he verbally pass on that information to

          20  you?

          21  A.       He did.

          22  Q.       Were they estimates in writing?

          23  A.       No.

          24  Q.       Maybe we'll get to that in our next

          25  conversation.  What's the next conversation you had --


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           1  A.       That was the second conversation, asking him

           2  the results of his calls.

           3  Q.       And what did he tell you?

           4  A.       That he called two companies.  That the

           5  conversation was that it would cost approximately $100

           6  per drop, that is to say, per fiberoptic connection in

           7  each room, and that it would be $80 an hour for workers

           8  to install and that they would likely use two workers at

           9  a time.

          10  Q.       Is that $80 for both workers or for one worker?

          11  A.       $80 per hour per worker.

          12  Q.       Did he tell you how many hours it would take to

          13  install?

          14  A.       He did not specify a number of hours.  We

          15  discussed the difficulty of doing an installation

          16  subsequent to the construction of the subject property,

          17  that walls may need to be torn up and restored, that

          18  there's the potential use of using the crawl space for

          19  running the wires, that there would be the difficulty of

          20  trenching out to the guest house because it's a detached

          21  structure, you would need to put the wires in the ground

          22  and cover a certain amount of area to do so and that

          23  sort of thing.

          24  Q.       Did Mr. Simpson provide you costs for any of

          25  that sort of thing, trenching, etc.?


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           1  A.       Apparently he derived from his conversation

           2  with the two contracting companies a general estimate of

           3  about $10,000 to do the installation of fiberoptics.

           4  Q.       Do you know the name of either company?

           5  A.       I do not.

           6  Q.       Anything more you can remember about that

           7  second conversation?

           8  A.       I think that's the general drift of it.

           9  Q.       Now, you had seen the advertising brochure that

          10  said, fiberoptics to keep you in touch?

          11  A.       I have seen that.

          12  Q.       Did you come to any opinion or conclusion as to

          13  what that meant?

          14  A.       It appeared to me that that brochure was

          15  indicating the subject had fiberoptics built into the

          16  house at the time of construction.  It's listed as a

          17  feature of the house.

          18  Q.       Would that be fiberoptics in say the office?

          19  A.       Well, I can only tell you that the brochure

          20  says, fiberoptics for better communication, quality

          21  specifications.  So as one of the specifications of the

          22  house in the sense of plans and specifications, one of

          23  the qualify specifications was fiberoptics for better

          24  communication.

          25  Q.       In your work have you seen other houses that


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           1  have fiberoptics installed?

           2  A.       Yes.

           3  Q.       Is that a common thing to see?

           4  A.       It's becoming more and more common, and in fact

           5  it's becoming more common more rapidly with upper-end

           6  homes.

           7  Q.       Is that a feature you see buyers demanding

           8  these days?

           9  A.       It's a feature that has an appeal in the market

          10  for upper-end homes and for people who work in the

          11  computer industry.

          12  Q.       To your understanding what's the benefit to

          13  having fiberoptics?

          14  A.       Now, I'm a layperson with these things but as

          15  far as I understand, the benefit of having fiberoptics

          16  is the speed with which data can be transferred and the

          17  size of the files that can be transferred.

          18  Q.       During the conversation -- let's go to the

          19  third conversation with Mr. Simpson, would you describe

          20  that for me.

          21  A.       The third conversation with Mr. Simpson

          22  included short discussion with regard to a couple of my

          23  findings or conclusions.

          24  Q.       Can you describe those short discussions for

          25  me.


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           1  A.       He and I discussed potential loss in value with

           2  regard to the 800-square-foot structure that had been

           3  represented to him as his being able to put another

           4  800-square-foot structure.  And we also touched upon

           5  fiberoptics.

           6  Q.       When you say touched upon, can you describe for

           7  me the conversation.

           8  A.       Well, the conversation included his indication

           9  to me that fiberoptics meant a great deal to him, in

          10  terms of its utility in value.

          11  Q.       What specifically do you recall him saying

          12  about that?

          13  A.       Well, that he works in the computer industry

          14  himself, that his son who is in college and has served

          15  an internship with Cisco is learning computer science,

          16  shall we say, and that their use of a fiberoptic system

          17  would not only connect the house in a network but allow

          18  them to communicate with their workplaces in a more

          19  efficient manner.

          20  Q.       Did Mr. Simpson quantify for you the nature of

          21  that loss of efficiency?

          22  A.       No.

          23  Q.       Did he describe for you how this loss of

          24  efficiency affected him on a day-to-day basis?

          25  A.       Well, as I say, on a day-to-day basis, without


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           1  fiberoptics connecting all the rooms of the house,

           2  they're not able to transfer data for example from the

           3  guest house to the main house or these sorts of things,

           4  and that he feels that that's an important factor.

           5  Q.       But he was unable or didn't quantify for you

           6  how this affected him quantitatively on a day-to-day

           7  basis?

           8  A.       No, not as I recall.

           9  Q.       Let me get back to an earlier question which is

          10  what exactly does it mean to have fiberoptics, does that

          11  mean fiberoptics in every room?

          12  A.       Well, one of the things that Mr. Simpson said

          13  to me was that they have, I think he said, seven PCs in

          14  the house, they have plasma screen TVs, they have video

          15  games and these sorts of things, and that they could be

          16  all networked with a fiberoptic system.

          17  Q.       I'm not sure that answers my question.  For

          18  instance, my home has telephone lines installed in it

          19  but they're not in every room.  Is a fiberoptic system

          20  different than that that you would expect to see it in

          21  every room?

          22  A.       I would expect to see a fiberoptic system

          23  available in every room to network the house together.

          24  Q.       So it's different than a phone line then, you

          25  would expect to see this in every room.


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           1  A.       I would think that, yes.

           2  Q.       Did Mr. Simpson tell you that the $10,000 cost

           3  estimates that he obtained were to install it in every

           4  room?

           5  A.       I think that his indication was indeed that to

           6  install -- when they have seven different PCs in the

           7  house to begin with and there are let's say 10 rooms in

           8  the house, if I'm not mistaken, when they have not only

           9  seven PCs but they have different video games that can

          10  be played in different rooms, that that would include

          11  every room in the house.

          12  Q.       Do you know how they connect these computers

          13  presently?

          14  A.       I don't think that they do connect them in a

          15  network in the house.  If they do I'm unaware of it.

          16  Q.       He didn't mention they had a wireless system or

          17  anything like that.

          18  A.       No.

          19  Q.       And he didn't give you any kind of description

          20  as to if they had a wireless system how much slower that

          21  would be than a fiberoptic system.

          22  A.       I don't think he quantified that.  I think his

          23  indication was that a fiberoptic system was more or less

          24  state of the art, he called it a broad bandwidth and

          25  that it was extraordinarily fast.


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           1  Q.       Have you now told me everything that you can

           2  recall about those conversations with Mr. Simpson?

           3  A.       Generally speaking, yes, counselor.

           4  Q.       Now, we've talked about that you went out and

           5  looked at the house and measured the house, at least

           6  looked at this NDCData source, you talked to someone

           7  from the city.  Anything else that you did to assist you

           8  in coming up with opinions and conclusions in this case?

           9  A.       Well, in addition to measuring the house I did

          10  a full inspection, that is to say, I took photographs

          11  and notes about materials and finishes, condition and

          12  that sort of thing.

          13  Q.       How do those relate to your opinions?

          14  A.       Well, it gives me an idea of the quality of the

          15  house.

          16  Q.       Did you come to an opinion or conclusion as to

          17  the quality of the house?

          18  A.       Yes.  It's a good quality house.

          19  Q.       And then let me turn to your data sheet.  I

          20  take it -- data file, rather.  That contains your

          21  opinions?

          22  A.       Yes.

          23  Q.       Why don't we take this in order.  The first one

          24  apparently relates to the diminution in value of the

          25  driveway.  Do you have an opinion as to how the


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           1  replacement of the driveway affected the value of the

           2  Blanchard property?

           3  A.       Well, at the time of its purchase, it was

           4  apparently represented that the purchaser would be able

           5  to install a pool.

           6           When Mr. Simpson went to the city and applied

           7  for permits to install a pool, he was made aware that

           8  the floor area ratio was improper, that there was more

           9  impervious surface than there should be, and that he

          10  could not install a pool.

          11           And apparently in his discussions with

          12  Mr. Levinthal, the planning person with the city of

          13  Monte Sereno, through discussions, Mr. Levinthal

          14  represented to him that if he removed impervious surface

          15  or replaced it with semi-impervious surface, that he may

          16  be permitted to put a pool in.

          17           And I think Mr. Simpson said that indeed he did

          18  remove the impervious surface of the driveway, he

          19  replaced it with interlocking brick, I think it is, and

          20  that that cost him $64,000 to do in order to obtain a

          21  permit to put the pool in.

          22           And so I think that one category of diminution

          23  in value would be the cost of switching out the driveway

          24  in order to put the pool in, plus interest, plus a

          25  factor for management compensation; and what that


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           1  represents is the time it would take the owner of the

           2  house to put in the application, find out that he could

           3  not have a pool, reach an agreement with the city to put

           4  a pool in, obtain estimates for removing driveway and

           5  replacing it, overseeing the crews and their work while

           6  they're doing it and that sort of thing.  And that's

           7  calculated at approximately 10 percent of the cost of

           8  the project.

           9           The third category is the inconvenience of

          10  having a driveway torn up for a month or so while the

          11  work is occurring, and that's calculated at

          12  approximately five percent of the cost of the project.

          13  Q.       Did you -- strike that.  How did you determine

          14  how long it took to complete the driveway work?

          15  A.       I think that Mr. Simpson represented that it

          16  was something in the order of a month or just short of a

          17  month.

          18  Q.       Did he describe for you how many hours he spent

          19  dealing with this particular situation?

          20  A.       No.

          21  Q.       Do you know if he spent one hour or 10 hours?

          22  A.       Well, I don't think it was one hour.  I think

          23  that from the conversation we had, that he had to go to

          24  the city, he had to negotiate with the city, he had to

          25  obtain estimates, he had to oversee the project, that


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           1  one hour, and even 10 hours, would be insufficient to do

           2  that.

           3  Q.       You haven't tried to calculate this on a

           4  per-hour basis, have you?

           5  A.       I have not.

           6  Q.       You just come up with a rough 10 percent?

           7  A.       That's correct.

           8  Q.       Why is 10 percent the appropriate figure?

           9  A.       Well, it's a figure that occurs in appraisal

          10  work relatively regularly in terms of management

          11  compensation, and for example, with contractors who are

          12  building projects or that sort of thing, they usually

          13  calculate a 10 percent overhead and 10 percent profit,

          14  so that 10 percent figure resonates in the industry.

          15  Q.       So this 10 percent equates to Mr. Simpson being

          16  his own general contractor on this work?

          17  A.       Well, you could put it in that manner.  I don't

          18  think I would put it in that manner.  I think I would

          19  suggest that the term management compensation is more

          20  appropriate.

          21  Q.       And how do you determine that five percent or

          22  $3,200 is the appropriate figure for inconvenience?

          23  A.       You know, it's got to be worth a couple

          24  thousand bucks to be inconvenienced for having your

          25  driveway torn up and that sort of thing, and if it's


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           1  worth a few thousand bucks, a figure of five percent of

           2  the overall project is probably appropriate.

           3  Q.       Did you talk to Mr. Simpson and ask him how

           4  this inconvenienced him?

           5  A.       Well, I guess that I didn't specify that

           6  question to him.  I relatively thought that it would be

           7  obvious that if your driveway is torn up, that it would

           8  be inconvenient and that you wouldn't be able to park

           9  your cars in your garage, for example, you would have to

          10  leave them on the street and that sort of thing.

          11  Q.       That's what I was getting at.  Did he tell you

          12  how many days he had to do that --

          13  A.       I don't believe he specified a specific number

          14  of days.

          15  Q.       Did you take into account that Mr. Simpson's

          16  belief of having a cobblestone driveway is now an

          17  improvement over an asphalt driveway?

          18  A.       No.

          19  Q.       In your opinion is a cobblestone driveway more

          20  valuable than an asphalt drive?

          21  A.       No.

          22  Q.       That would not improve the value at all?

          23  A.       Not in my opinion.

          24  Q.       Would it decrease the value to have a

          25  cobblestone driveway?


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           1  A.       No.

           2  Q.       They're just neutral.

           3  A.       It's a driveway.  Does it function as a

           4  driveway or not.  I haven't done a study in terms of the

           5  study of a macadam versus cobblestone, but in my

           6  perspective does it function as a driveway or not.

           7  Q.       Do you have any understanding as to which

           8  driveway costs more, cobblestone drive or an asphalt

           9  drive?

          10  A.       I do not.

          11  Q.       Do you suspect that a cobblestone driveway

          12  costs more than an asphalt driveway?

          13  A.       I have no idea.  Apparently this cobblestone

          14  driveway cost $64,000, though.

          15  Q.       Well, you've seen other houses with cobblestone

          16  driveways, haven't you?

          17  A.       I have.

          18  Q.       And I take it it would surprise you that anyone

          19  paid more for a cobblestone driveway than an asphalt

          20  driveway given that they're functionally equivalent.

          21  A.       Well, people have different tastes, so as an

          22  appraiser a driveway is a driveway.  As a homeowner, a

          23  homeowner may prefer one thing to the other for

          24  aesthetic reasons or for other personal reasons.

          25  Q.       In your opinion as a professional appraiser is


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           1  a cobblestone driveway more aesthetically pleasing than

           2  an asphalt driveway?

           3  A.       No.

           4  Q.       Any other opinions you have about the driveway

           5  issue?

           6  A.       I think that covers it, counselor.

           7  Q.       Next we have a document entitled Diminution in

           8  Value, apparently it relates to the size of the home.

           9  Can you describe for me your opinions regarding the

          10  diminution in value regarding the size of the home.

          11  A.       Yes.  Apparently the size of the home was

          12  represented at 5,300 square feet, and when I say house

          13  let me specify that I'm including both the main house

          14  and the guest house, so that what I'm talking about here

          15  is gross living area.  And the gross living area was

          16  represented at 5,300 square feet.

          17           My tape measurement of the main house and the

          18  guest house indicates that they are 5,069 square feet.

          19  This is a different of 231 square feet.  Now, my

          20  estimate of cost to construct is approximately $350 per

          21  square foot for this quality of home in this area.  And

          22  if you multiply the 231-square-foot differential with

          23  the $350-per-square-foot cost to construct, it yields a

          24  difference of $80,875.

          25  Q.       That would be the cost to construct another


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           1  231 square feet at the property.

           2  A.       That's correct.

           3  Q.       Do you have an opinion as to how the loss of

           4  that 231 square feet affects the market value of the

           5  property?

           6  A.       Well, the 231 square feet is the differential

           7  between what was promised and what was delivered.  If

           8  Mr. Simpson had to build the additional 231 square feet

           9  it would cost him $80,875, more or less.

          10  Q.       And where would he build those additional

          11  square feet?

          12  A.       Well, apparently he cannot.

          13  Q.       If he could, where would he put it?

          14  A.       Well, I haven't studied where he might put

          15  that.  I mean, perhaps a living room could be enlarged

          16  or that sort of thing.  But that is the differential

          17  between what was promised and what was delivered.

          18  Q.       Is it your opinion, sir, if there was an

          19  identical house next door to this one that was

          20  231 square feet larger, that house would sell for an

          21  additional $80,000 over the Blanchard property?

          22  A.       Well, it's a matter of the size of the house

          23  being in proportion to the cost of the house.  So yes,

          24  if there was a house that was next door that really was

          25  5,300 square feet, in my opinion it would sell for more


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           1  relative to a house that had 5,069 square feet.

           2  Q.       It seems evident that the slightly larger one

           3  would sell for more, right?

           4  A.       Yes.

           5  Q.       My questions is, sir, by how much?

           6  A.       Well, I think that we're dealing here with

           7  construction costs, and my estimate is $350 per square

           8  foot to construct, and that would work out to the

           9  $80,875 figure.

          10  Q.       I'm not sure that's giving me the market value.

          11  For instance, if a hundred people looked at the two

          12  houses, and the house that was 230 square feet less but

          13  priced $80,000 less, couldn't it be that a hundred

          14  percent of those people would choose the cheaper house

          15  and keep the 80 grand because they don't care about the

          16  extra 231 square feet?

          17  A.       No, sir.

          18  Q.       I guess I'm confused by this because

          19  especially when you look at what Mr. Rea did, and you

          20  just went and divided out properties and came up with a

          21  per-square-foot basis, is that pretty much what you're

          22  doing here?

          23  A.       No, sir.

          24  Q.       And why is that different?

          25  A.       Well, his calculations include land value, for


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           1  example, that simply should not be included in a

           2  discussion about the value of the property and its

           3  differential.

           4           What we're talking about here is cost to

           5  construct.  If for example the contractor had built a

           6  house that was 5,300 square feet at a cost of $350 a

           7  square foot, the cost would have been $80,875 more.

           8           If when the differential was noticed by

           9  Mr. Simpson, if he had to construct that differential

          10  square footage, it would cost him that amount as well.

          11  So here we are talking about cost to construct.

          12  Q.       In doing your appraisal work, is it appropriate

          13  to just figure out the cost to the land and then figure

          14  out the square footage and multiply that times $350?

          15  A.       In some cases.

          16  Q.       And apparently in this case.

          17  A.       Yes, I believe so.

          18  Q.       Did Mr. Simpson tell you that he learned about

          19  this discrepancy in the square footage before he even

          20  made an offer on the property?

          21  A.       No.

          22  Q.       Would that affect your opinion of the

          23  diminution in value?

          24  A.       I haven't analyzed that.

          25  Q.       Do you recall what Mr. Simpson paid for the


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           1  property?

           2  A.       $3,250,000.

           3  Q.       If Mr. Simpson knew of this problem prior to

           4  making his offer and prior to entering into a contract

           5  to purchase the property, that would indicate that there

           6  should not be a diminution in value because of course he

           7  was a willing buyer who paid knowing those facts,

           8  correct?

           9  A.       Is this a hypothetical question?

          10  Q.       Yes.

          11  A.       Hypothetically that would be correct.

          12  Q.       I take it in some of your appraisal work,

          13  you'll look at a subject property and compare that to

          14  other comparable properties, correct?

          15  A.       Yes.

          16  Q.       And sometimes those properties are not exactly

          17  the same size, are they.

          18  A.       That's correct.

          19  Q.       And how do you handle that difference in trying

          20  to compare the two properties that are not exactly the

          21  same?

          22  A.       I would make an adjustment for that

          23  differential.

          24  Q.       And do you do that on a per-foot basis?

          25  A.       Yes.


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           1  Q.       What per-foot basis do you use?

           2  A.       It depends on the type of property, it depends

           3  on the location of the property, it depends on the value

           4  of the property; it depends on a number of factors.

           5  Q.       You don't use $350 a foot, do you.

           6  A.       In some instances I do.  In some instances I

           7  use more and in some instances I use less.

           8  Q.       How do you calculate what that per-foot

           9  difference should be?

          10  A.       Well, it's not a calculation in the strictest

          11  sense of two plus two equals four, but as I tried to

          12  indicate, the adjustment for differences in square

          13  footage have to do with the value level that you're

          14  dealing with, the type of property that you're dealing

          15  with, the location that the property is located in, and

          16  these sorts of factors.

          17  Q.       Correct.  And not the cost to build an extra

          18  231 square feet?

          19  A.       In some instances it is the cost to build 231

          20  square feet.

          21  Q.       And in some instances it isn't?

          22  A.       And in some instances it is not.

          23  Q.       In what instances is it appropriate to use a

          24  cost to construct and other instances it isn't

          25  appropriate to use a cost to construct?


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           1  A.       When you're dealing with new construction it is

           2  appropriate to discuss cost to construct, and if you're

           3  dealing with old properties then you're dealing with

           4  contributory value.

           5  Q.       How did you determine the rate of $350 per

           6  square foot?

           7  A.       Well, there were two ways.  The first way is

           8  that I do a lot of appraisal work of properties from

           9  plans and specifications, where I deal with contractors'

          10  costs.

          11           Contractors' costs are predicated on quality of

          12  materials and these sorts of things.  And my inspection

          13  of the subject property indicated to me that this was a

          14  good quality property and that $350 a square foot was

          15  approximately appropriate for construction costs on a

          16  square-foot basis.

          17           The second way that I determined that was to

          18  allocate between land and improvements.  And given the

          19  50 percent allocation of land and improvements, the

          20  calculation of square footage divided into the

          21  50 percent allocation is, from memory, $325 a square

          22  foot.  So that correlates with my experience with

          23  contractors and appraising from plans and specs.

          24  Q.       Let me get to that.  You would take the

          25  $3,250,000, divide it by two, assign half to the land,


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           1  half to the building.

           2  A.       Yes, in this case.

           3  Q.       And then you divide that by 5,069 square feet.

           4  A.       I think it was 5,300 square feet.

           5  Q.       To come up with a cost per square foot.

           6  A.       Of approximately $325 a square foot by that

           7  method.

           8  Q.       When you use that method you come to the cost

           9  to construct the entire house, correct?

          10  A.       Yes.

          11  Q.       Including the -- and some square feet of the

          12  house are far more expensive than others, right?

          13  A.       There are zones of a house, yes.

          14  Q.       The square foot that has a stove in it is worth

          15  a lot more than a square foot that has a closet, isn't

          16  it.

          17  A.       I think that the difference in zones of a house

          18  distinguishes cost.  If you would use the example of a

          19  bathroom for example with plumbing, versus a closet, I

          20  think that there's probably a difference in that cost to

          21  construct.

          22  Q.       Well, for instance, if the missing 231 square

          23  feet, if we call it missing square feet, had been built

          24  onto this as say a walk-in closet in a bedroom, you're

          25  not suggesting that would cost $80,000 to construct, are


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           1  you?

           2  A.       Well, I didn't predicate that on the

           3  construction of a walk-in closet.  I'm using an overall

           4  cost to construct a house.

           5  Q.       You think that's fair and appropriate in this

           6  case to do that.

           7  A.       I do.

           8  Q.       The next document you have is diminution in

           9  value that relates to fiberoptics.  Do you have an

          10  opinion as to the diminution in value as a result of not

          11  having fiberoptics?

          12  A.       Yes, I do.

          13  Q.       What's that?

          14  A.       $10,000, approximately.

          15  Q.       How do you come to that conclusion?

          16  A.       Well, I think that I have testified that I

          17  discussed this with Mr. Simpson, that his discussion

          18  with two companies indicated that it would be

          19  approximately $100 per drop, that two workers at $80

          20  each per hour would be used to install, that there would

          21  be some installation difficulties, and that trenching to

          22  the guest house would be one of them, and that

          23  Mr. Simpson represented approximately $10,000 as the

          24  cost to do that.

          25  Q.       Do you have an opinion as to the market value


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           1  of this subject property, the Blanchard property, as

           2  opposed, as compared to a property next door with the

           3  exact same house that did have fiberoptics?

           4  A.       Well, I think here we're talking about a cost

           5  to install.  I think it is cost that we're talking

           6  about.  And I think that if you're building a house that

           7  had fiberoptics, it would cost more to build that house

           8  than the one next door, and I think that you would

           9  concomitantly charge for more that house.  And if the

          10  fiberoptics were promised and not installed, then the

          11  purchaser would be left to install them himself, such

          12  that we're talking about cost.

          13  Q.       Well, let me ask you this, sir.  Have you tried

          14  to -- you know what it costs to install; did you make

          15  any effort to determine how this would affect the market

          16  value?

          17  A.       Well, let me say this, that in appraising

          18  properties of this level, because of their complexity in

          19  terms of lot size, lot utility, view, materials and

          20  finishes, architectural appeal and a hundred other

          21  categories of value, this is a relatively small

          22  category.  $10,000 relative to a $3,250,000 house is

          23  something that I don't think can be extracted from the

          24  market accurately.

          25           I think, on the other hand, when something is


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           1  promised and not delivered, for the owner of the house

           2  to have to install that subsequent to the purchase, I

           3  think we're talking about cost at that point and not

           4  necessarily contributory value.

           5  Q.       If there had been fiberoptics to say two rooms

           6  in this house would you then consider that to have been

           7  a misrepresentation about the house having fiberoptics

           8  to keep you in touch?

           9  A.       Well, the question is, was that representation

          10  made, I think the answer is yes; and if two rooms had

          11  been wired, I think that first of all that wouldn't be

          12  typical for construction of this type of house.  The

          13  fiberoptics I've seen installed in houses are included

          14  in every room.  But to answer your question more

          15  specifically, if two rooms had fiberoptics, then that

          16  would be within the realm of representation.

          17  Q.       Why is it then not the cost to install

          18  fiberoptics in two rooms?

          19  A.       Well, because as I say most of the houses that

          20  I see of this level that have fiberoptics installed have

          21  them installed in every room.  I mean, this is what

          22  networking a house is.

          23  Q.       Can you recall any specific houses as you sit

          24  here that you've appraised in say the last year that

          25  have fiberoptics?


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           1  A.       I couldn't give you addresses as we sit here

           2  today.

           3  Q.       Do you have records that would indicate that?

           4  A.       There may be records that indicate that.  I

           5  could not specify this address, this house or that sort

           6  of thing.

           7  Q.       Do you recall ever doing an appraisal in trying

           8  to compare your subject property to a different subject

           9  property, where you made an adjustment as a result of

          10  one property having fiberoptics and the other not having

          11  fiberoptics?

          12  A.       Yes.  With one property having fiberoptics,

          13  being one relatively minor feature of the overall

          14  property, yes, I have made adjustments for that reason.

          15  Q.       Do you recall the adjustment that you made?

          16  A.       That adjustment would have been made as a part

          17  of an overall adjustment with regard to the features of

          18  a property, so I couldn't recall exactly what that

          19  contributory value was figured at.

          20  Q.       Would you agree, sir, that fiberoptics to a

          21  significant section, cross-section of the marketplace,

          22  could care less about fiberoptics?

          23  A.       Well, I think that we're not dealing with a

          24  significant cross-section of the buying public here.  I

          25  think that we're dealing with an upper-end home, first


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           1  of all.  I think we're dealing, second of all, with a

           2  home in Santa Clara valley where the majority of

           3  purchasers would likely be very interested in

           4  fiberoptics.

           5  Q.       So you would anticipate that if a new home

           6  builder said to a potential buyer, "For $10,000 you'll

           7  get fiberoptics," most buyers would choose that option?

           8  A.       I think that if you're dealing in properties of

           9  this category or price level, I think they indeed would.

          10  Q.       What's your basis for believing that?

          11  A.       Well, seeing new construction and the inclusion

          12  of amenities and fiberoptics is an amenity that's

          13  advertised these days in upper-end homes and even

          14  condominiums.

          15  Q.       So in your opinion it's become commonplace,

          16  like every home has to have a dishwasher these days,

          17  upper-end homes need to have fiberoptics.

          18  A.       I think I'm not talking about need here.  I

          19  think that I've already testified that it's becoming

          20  more common for fiberoptics to be included as an amenity

          21  and it's becoming more common more rapidly for

          22  fiberoptics to be included as an amenity in upper-end

          23  homes.

          24  Q.       Let's move on to loss of use of the swimming

          25  pool.  I see you've done a calculation for that as well.


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           1  A.       Yes.

           2  Q.       Have you determined the loss of use as a result

           3  of the Simpsons' inability to have a pool for some

           4  period of time?

           5  A.       Yes.

           6  Q.       What did you determine?

           7  A.       My estimate is that it meant a loss of value of

           8  approximately $5,000.

           9  Q.       How did you come to that opinion?

          10  A.       I performed a survey of alternatives.  If they

          11  did not have a pool for one year, what would they do

          12  instead.  And I think the answer to that would be they

          13  would go to where a pool is to use that pool.

          14           Now, I called the Alpine Hills Tennis &

          15  Swimming Club; they told me that membership from day one

          16  would be $16,000 to buy in and that after that it would

          17  be $75 per month as a monthly charge.  Now, I think that

          18  that represents the high end of a loss in use.

          19           I called another company called Spa Los Altos,

          20  and they told me that it was a simple $69 per month to

          21  use their facilities.  And I think that that represents

          22  the low end.

          23           And I called another company called Almaden

          24  Valley Club One, they told me that membership would be

          25  $250 and that it would be $185 per month after that.


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           1  And I think that that represents the mid-range.

           2           And I think that what I did was take the cost

           3  of membership and the cost of monthly dues, which works

           4  out to $2,470, and use that as a basis to replace the

           5  use of a pool.  I then added 50 percent as a, what you

           6  might call, hassle factor for having to drive to Almaden

           7  Club One instead of having it in your backyard.  And

           8  that figure is just under $5,000, so I rounded it to

           9  $5,000.

          10  Q.       How did you determine that -- strike that.

          11  Mr. Simpson told you that he was without a pool for a

          12  year?

          13  A.       That's correct.

          14  Q.       Did he tell you why he was without a pool for a

          15  year?

          16  A.       Well, I think that he was without a pool for a

          17  year because of the difficulty of obtaining permits

          18  because he needed to change his driveway and these sorts

          19  of things.

          20  Q.       Did you discuss with the city how long his

          21  permit was delayed as a result of these impervious

          22  surface issues?

          23  A.       No.

          24  Q.       Did Mr. Simpson give you any time frames in

          25  terms of when he first began talking to pool


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           1  contractors?

           2  A.       All I can tell you is that Mr. Simpson

           3  represented to me that there was a loss of use for

           4  approximately one year.

           5  Q.       Do you know when he moved into the house?

           6  A.       Strictly speaking I do not know the date he

           7  moved into the house.

           8  Q.       Okay.  Then we have a diminution in value

           9  apparently relating to the third structure.  You have

          10  some opinions as to diminution in value?

          11  A.       Yes, the answer is yes, I do have an opinion.

          12  Q.       And can you tell me what your opinion -- tell

          13  me your opinion.

          14  A.       If the property had a third structure, a second

          15  secondary living space, it's my opinion that the value

          16  of the property would have been approximately $130,000

          17  diminished by the absence of such an amenity.

          18  Q.       And what's your basis for that opinion?

          19  A.       Well, there are three approaches to value in

          20  appraisal work.  One of them is the cost approach, one

          21  of them is the sales comparison approach, and one of

          22  them is the income approach.

          23           Now, with a relatively significant amenity like

          24  an 800-square-foot detached guest house, cost approach

          25  in my opinion doesn't tell the story, doesn't equal


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           1  value.  In this case I don't think cost equals value.

           2  In fact I think that there would be a greater value than

           3  it would cost to have that third structure.  So we can't

           4  use that to measure loss in value.

           5           The second approach is the sales comparison

           6  approach.  Now, guest houses are not sold separately, so

           7  we don't have any data about the sale of guest houses

           8  for a measure.  And in fact, as I've indicated in prior

           9  testimony, this sort of home, Mr. Simpson's home on

          10  Blanchard, is a complex residential property.  And when

          11  I say complex I mean that it has a variety, a number, of

          12  aspects of value -- size of the house, the quality of

          13  the house, the size of the lot, view from the lot or

          14  lack of view from the lot -- as I've indicated, a wide

          15  number of aspects of value, such that I don't think that

          16  it's possible to extract from the market using the sales

          17  comparison approach the value of that third house or

          18  third structure, if you will.

          19           That leaves us only one avenue of approach, and

          20  it's a hypothetical or theoretical avenue of approach,

          21  and that is this.  The income approach can measure the

          22  loss in value to a property by the absence of such a

          23  structure.

          24           What I did in this regard was I reviewed rental

          25  data from Monte Sereno and Saratoga and found two houses


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           1  that had been rented.  One of them is 17334 Parkside

           2  Court in Monte Sereno.  It was rented for $3,500 in

           3  October of '01, 2001; and a second rental property,

           4  11955 Walbrook, W-a-l-b-r-o-o-k, Drive in Saratoga,

           5  which in December of 2001 was rented for $2,750.

           6           Now, subsequent to the rentals of those

           7  properties, those properties also sold.  The property on

           8  Parkside Court sold in August of 2004 for $1,340,000;

           9  the property on Walbrook Drive sold in the middle of

          10  2002 for $906,000.

          11           Dividing the income, the rental income, into

          12  the sale price, yields a rent multiplier.  And in the

          13  case of Parkside Court, that rent multiplier is 372.57.

          14  In the case of Walbrook Drive, that gross rent

          15  multiplier is 329.45.  So we have been able to extract

          16  from the market a gross rent multiplier.

          17           Now, to figure the value of a third structure

          18  in this case, we would need to apply the rent on a

          19  per-square-foot basis to that third structure,

          20  800 square feet multiplied by a $1.25 a square foot, and

          21  let me back up and tell you where I got the $1.25 a

          22  square foot.

          23           The property on Parkside Court that's rented

          24  for $3,500 is reported to be 3,273 square feet, which

          25  equates to a rental value of $1.07 on a per-square-foot


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           1  basis.  The property on Walbrook Drive was rented for

           2  $2,750, is reported to be 2,154 square feet, which

           3  equates to $1.28 rental figure on a per-square-foot

           4  basis.  So that the range of rental value of $1.07 to

           5  $1.28 is a relatively narrow range.

           6           Now, using $1.25 a square foot, that is to say,

           7  a figure from the higher end of that range, because it

           8  would be new, for example, I calculate the income or

           9  potential income from that third structure at $1,000 a

          10  month.  If you multiply that income of $1,000 a month by

          11  a gross rent multiplier, and in this case I chose a

          12  gross rent multiplier from the low end, a multiplier of

          13  330, you get a return in the market of $330,000.

          14           Now, if you subtract the potential cost to

          15  build such a structure, and I calculated that cost at

          16  $250 a square foot, that's $200,000 to build, subtract

          17  it from $330,000 return, for a loss or potential loss of

          18  $130,000.

          19  Q.       So in essence what you're saying is that if

          20  this property had a third building, the marketplace

          21  would say, hey, I can get a renter in there and I'll pay

          22  $330,000 more for this income stream of $1,000 a month.

          23  A.       Essentially, yes.

          24  Q.       $12,000 a year.

          25  A.       Yes.


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           1  Q.       Why wouldn't they just take their $330,000 and

           2  put it in a bank account and earn more money?

           3  A.       Well, I think that what they would put in the

           4  bank account probably would be the $200,000 cost to

           5  construct.

           6  Q.       They have to pay 330 more for the house, don't

           7  they, because of this third unit?

           8  A.       If you'd like to calculate it on that basis,

           9  fine.  Because the return may or may not be the same as

          10  is it would for that third structure, because besides

          11  the income, there is the residual value of that third

          12  structure.  And so in my estimation there is a potential

          13  hypothetical or theoretical loss of $130,000.

          14  Q.       What type of building would you envision would

          15  increase the value of this property the most for a third

          16  structure?

          17  A.       Well, I haven't done a highest-and-best-use

          18  analysis in that regard, counselor.  But if we're

          19  talking about a third habitable residential structure,

          20  these are the figures that I think represent its value

          21  in the market.

          22  Q.       I understand but I'm not sure why that's the

          23  least bit appropriate.  For instance, would you

          24  anticipate that most people looking to buy this

          25  Blanchard house would be looking for a rental unit in


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           1  the backyard?

           2  A.       Not necessarily.

           3  Q.       In fact you wouldn't be surprised at anyone

           4  that wanted to do that, would you.

           5  A.       No.

           6  Q.       Would you suspect that maybe people looking at

           7  this kind of house may want extra garage space, and that

           8  would be a value to people as opposed to a third living

           9  unit?

          10  A.       Well, they have four garage spaces already.

          11  Q.       So that would just be surplus.

          12  A.       I think so.

          13  Q.       Well, they already have a guest house, isn't a

          14  guest house just surplus?

          15  A.       Well, I think that you could argue that.  I

          16  think that while that may be argued, that indeed there

          17  would be a return for a third structure or second guest

          18  house in the sense that you can have a son in college in

          19  the one guest house and a guest in the other or a

          20  caretaker in the other or that sort of thing.

          21  Q.       Why isn't the cost to construct $350 per square

          22  foot?

          23  A.       Because a guest house is not as complex to

          24  build as the main house.  For example, if you look at

          25  the floor plan of the subject's main house and its


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           1  current guest house, one of the differences that's

           2  readily perceivable is that there are very many angles

           3  on the main house.  This drives up the cost to

           4  construct.

           5           If you look at the guest house, it's a

           6  rectangle.  So it's not going to cost as much in terms

           7  of foundation work or walls or cutting or time to

           8  construct a rectangle as it would to construct a very

           9  complex architectural property like the main house.

          10           There are other factors.  You don't always put

          11  in necessarily the same high degree of quality and

          12  finishes in a guest house that you would in the main

          13  house, such that the cost to construct would be less

          14  than it would be for the main house.

          15  Q.       We discussed the quote-unquote "missing"

          16  231 square feet, and you said that's worth 350 a foot.

          17  A.       I believe so.

          18  Q.       So if someone were to construct the missing

          19  230 square feet out of the main house, that would cost

          20  350 a foot, but to build a guest house is only 250 a

          21  foot?

          22  A.       Yes.

          23  Q.       And you would agree that if in fact that guest

          24  house costs $350 a square foot, the missing third unit

          25  has no value whatsoever; it costs more to construct than


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           1  it adds to the value.

           2  A.       No, I don't think that's accurate.  I think

           3  that the potential loss would be smaller but I think

           4  that there still would be some loss.

           5  Q.       Have you tried to figure out what the cost of

           6  the Blanchard property would be using this $1.25 per

           7  foot for rent?

           8  A.       I'm not sure I understand the question.

           9  Q.       Can you extrapolate this theory to the entire

          10  Blanchard property, in other words, figure out the cost

          11  per rent per month, multiply it times the 5300 square

          12  feet of the Blanchard property, and come up with the

          13  value of the Blanchard property?

          14  A.       I haven't extrapolated it to that point, no.

          15  Q.       Now, the two comparables that you looked at

          16  were both single-family residences?

          17  A.       Yes.

          18  Q.       In your opinion is the cost to rent per square

          19  foot higher or lower for single-family residences as

          20  opposed to renting an 800-square-foot structure in

          21  someone's backyard?

          22  A.       Well, you know, I think that the answer to that

          23  is that these two rental comparables are in fact

          24  single-family dwellings, but they're not nearly as nice

          25  as our subject property is.


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           1  Q.       I thought you were talking about only building

           2  a $250-per-square-foot house, is that nicer or worse?

           3  A.       Well, what I'm saying is I don't think that you

           4  can derive a rental figure per square foot for the

           5  subject's main house based on comparing it to these two

           6  houses.

           7           These two houses are not in my opinion as nice

           8  as the subject's main house.  You could say that because

           9  they're not as nice, the reduction in quality is

          10  commensurate with the reduction in quality for a third

          11  living area.

          12  Q.       I'm not sure I completely understand your math

          13  here.  You have the rent per square foot at a $1.25,

          14  then you have a cap rate of 330, is that basically what

          15  that is?

          16  A.       Gross rent multiplier, yes.

          17  Q.       And to your understanding, is that the average

          18  gross rent multiplier for instance in the apartment

          19  complexes and that sort of thing?

          20  A.       Well, I did not study apartment complexes.  I

          21  did look into rental value for residential properties in

          22  Monte Sereno, Los Gatos and Saratoga.

          23  Q.       So in your opinion in this case, for instance,

          24  if someone were to buy this Blanchard property now

          25  improved, over the next 330 months, they would recoup


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           1  their initial investment by renting it out at $1,000 a

           2  month.

           3  A.       I think by the math that would be the case.

           4  Q.       30 years.

           5  A.       Well, I think that besides the income, you also

           6  have the residual value of the structure itself.

           7  Q.       Lastly, I think we're at last, you've

           8  calculated diminution in value as a result of zoned

           9  heating?

          10  A.       Well, yes, I did.

          11  Q.       Let me show you that document.  What's your

          12  opinion regarding that?

          13  A.       Well, originally I was asked to calculate a

          14  diminution in value for zoned heating.  Apparently it

          15  was represented, the subject property was represented as

          16  having three zones and there were only two delivered.

          17  Apparently subsequently the third was put in, and so

          18  this becomes a moot question.

          19  Q.       Well, let me ask you about your opinions.  You

          20  determined that it would have a diminution in value of

          21  $13,800 for having two zones as opposed to three zones?

          22  A.       Yes.

          23  Q.       And how did you make that calculation?

          24  A.       Now, if you'd like to pay me for my time to go

          25  over a moot point I'd be happy to do it.


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           1  Q.       I would, yes.

           2  A.       Good.  I contacted two contractors and I asked

           3  them what would be the cost of putting in a third zone,

           4  describing the subject property, describing its age and

           5  these sorts of things.

           6           And one contractor said, well, you'd have to

           7  build a platform for the unit, you need to run gas and

           8  electric, duct work, cold air return, you'd need to buy

           9  the forced air and air-conditioning unit, you'd need to

          10  retrofit if you have to destroy any walls or that sort

          11  of thing, and he said generally speaking he thought

          12  probably about $12,000 would do it.

          13           Talking with the second contractor, he went

          14  through generally similar categories and such and came

          15  up with an estimate of 10,000-$13,000, for the

          16  installation of a third zone.  So there's a high degree

          17  of correlation between those two contractors and their

          18  opinions of adding a third zone of heating or

          19  air-conditioning.

          20           And so I chose the $12,000 figure as most

          21  representative, added a factor for management

          22  compensation, a factor for convenience, and that equals

          23  $13,800.

          24  Q.       Did Mr. Simpson tell you how much it cost to

          25  have this work done?


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           1  A.       No.

           2  Q.       So in total, do you have a total for the

           3  diminution in value as a result of all these issues

           4  we've been talking about, exclusive of the heating and

           5  air-conditioning?

           6  A.       I've got to tell you, counselor, I have not

           7  totaled them up.  I don't know if you included this in

           8  your calculations (indicating).

           9  Q.       I'm not going to add them all up, I just wanted

          10  to go through it because I can't add or subtract any

          11  more without a calculator.

          12           We would add up to $10,000 for the fiberoptics?

          13  A.       Yes.

          14  Q.       $5,000 for the loss of use of the pool?

          15  A.       Yes.

          16  Q.       $80,875 for the "missing" quote-unquote

          17  231 square feet?

          18  A.       Yes.

          19  Q.       $130,000 as a result of the missing third

          20  building?

          21  A.       Or its potential.

          22  Q.       Right.  And then $64,000 for the cost for

          23  replacing driveway, management compensation of 6400, and

          24  one month inconvenience, 3200, we come up with a total,

          25  whatever that is.


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           1  A.       That's correct.

           2  Q.       And are there any other issues that you feel

           3  affect the value of this property, other than what

           4  you've already gone through?

           5  A.       No.  I think that that is generally an accurate

           6  summation of my opinion with regard to the loss of value

           7  for the subject property.

           8  Q.       Other than your time here today, how much in

           9  total have you spent doing this work?

          10  A.       Well, if I can refer to my file?

          11  Q.       Sure.

          12  A.       Something on the order of eight, nine or

          13  10 hours.  I'm not going to add all this up in my head

          14  but something in this order.

          15  Q.       I think we've talked about every piece of paper

          16  basically in your file except for this Infolink

          17  printout.  How did that assist you in your work?

          18  A.       This is a package of data of Multiple Listing

          19  Service sheets from the Multiple Listing Service that

          20  serves Monte Sereno, Saratoga, Los Gatos, that sort of

          21  thing.

          22           I drew this data just to review this data with

          23  regard to refreshing my knowledge of that area.  So

          24  while that might be the case, it doesn't bear directly

          25  in any of my opinions of value.


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           1  Q.       It's just background.

           2  A.       That's correct.

           3  Q.       One of the things I asked you to bring was a

           4  list of any publications which you've authored.  Have

           5  you authored any publications?

           6  A.       No.

           7  Q.       Do you teach any seminars?

           8  A.       Yes, I teach seminars and courses.

           9  Q.       What seminars and courses have you taught?

          10  A.       I've taught a seminar in historic and

          11  high-value homes for the Appraisal Institute.  And I

          12  should mention that the Appraisal Institute is the

          13  preeminent national organization for professional

          14  appraisers.

          15           I've taught a seminar in how to become a real

          16  estate appraiser.  I've taught a seminar in the use of

          17  the new URAR forms.  I've taught a seminar in cost

          18  approach in the changing market.  I've taught a course

          19  in fundamental appraisal course, appraisal procedures,

          20  for the Appraisal Institute.  And off the top of my head

          21  I think that's a fair list.

          22  Q.       When you teach those courses, do you hand out

          23  material?

          24  A.       On occasion.

          25  Q.       Is that material you've authored?


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           1  A.       Well, it's not material that I would say that

           2  I've authored.  It's for -- Oh, I've also done break-out

           3  sessions with seminars for the national fall conference

           4  for the Appraisal Institute.  And in those occasions,

           5  I've put together data, that is to say, data sheets with

           6  regard to number of transactions in a given market area,

           7  median sale price and days on market.  So I wouldn't

           8  think of those as having authored, I would think of

           9  those as compiling statistics.

          10  Q.       Do you know if any of these courses are

          11  available on videotape or audiotape from the American

          12  Appraisal Institute?

          13  A.       It's just the Appraisal Institute.

          14  Q.       Appraisal Institute, I'm sorry.

          15  A.       I don't recall that any of them have been

          16  videotaped or audiotaped.

          17  Q.       Do you plan on doing any additional work in

          18  this case?

          19  A.       At this point I have not been asked to do any

          20  additional work.  Certainly if this goes to trial I will

          21  do a thorough review of my file, and if Mr. Minoletti

          22  cares for me to do any additional work I certainly would

          23  undertake it given time constraints, but nothing has

          24  been asked of me so far.

          25  Q.       As you sit here do you anticipate doing any


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           1  additional work?

           2  A.       No.

           3  Q.       Other than reviewing the work you've already

           4  done.

           5  A.       (Witness nods head up and down.)

           6  Q.       Is there additional work that you would like to

           7  do that you haven't done yet?

           8  A.       Not that I can think of as I sit here today.

           9  Q.       If you do any additional work or change your

          10  opinions, can you let me know so we can depose you

          11  again?

          12  A.       Most certainly.

          13  Q.       Okay.  I don't think I have any more questions.

          14           MR. THOMAS:  Let's go off the record.

          15           (Discussion off the record.)

          16                 EXAMINATION BY MR. THOMAS

          17  Q.       Mr. Grey, you described three methodologies

          18  that are commonly used in arriving at value.  If I'm not

          19  mistaken I think there's the cost approach, the income

          20  approach and the sales comparison approach?

          21  A.       Yes.

          22  Q.       And did you attempt to do a sales comparison

          23  approach with respect to what's been called the missing

          24  square footage issue?

          25  A.       No.  I reviewed data and it became apparent


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           1  when I reviewed data the properties of this sort in that

           2  location have a high degree of variability.  And

           3  therefore, a further analysis into the sales comparison

           4  approach would likely be fruitless.

           5           On the other hand, I don't think that it's the

           6  sales comparison approach in this regard that's most

           7  appropriate to measure the loss in value.  I think the

           8  cost approach is the most appropriate measure.

           9  Q.       When you say it would likely be fruitless, what

          10  do you mean by that?

          11  A.       Well, because of the high degree of variability

          12  of these types of properties.

          13  Q.       And describe for me what you mean by degree of

          14  variability.

          15  A.       Well, these types of properties, that is to

          16  say, mid-, upper-end properties, have a great degree of

          17  differential or variability in lot size, view, size of

          18  dwelling area, amenities, and a number of other aspects

          19  of value.  The more custom a property is, the more

          20  variable the aspects of value are.  And as I've said

          21  with this property, it's got a great many aspects of

          22  value that vary from other properties.

          23           You could have two properties that both sold

          24  for $3.25 million.  One of them may be a three-acre lot

          25  with a 900-square-foot house, one of them may be


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           1  two-thirds acre lot with a 4,000-square-foot house.

           2  This is what I mean by a high degree of variability

           3  between properties of this register or level.

           4  Q.       Well, don't appraisers in using the comparable

           5  sales methodology commonly make adjustments to allow for

           6  those differences and variations in the properties?

           7  A.       Yes.  There are two types of adjustments:

           8  qualitative and quantitative.  And appraisers use both

           9  of those types of adjustments.

          10  Q.       And how do those differ?

          11  A.       Well, as the name implies, when you make a

          12  qualitative adjustment you're writing down the aspects

          13  of value of a comparable property in terms of their

          14  inferiority, similarity or superiority relative to the

          15  subject property.

          16           In quantitative adjustments you quantify those

          17  differences in dollar amounts, either on a lump-sum

          18  basis, a per-square-foot basis, a percentage basis or

          19  that sort of thing.

          20  Q.       Is it your testimony that it would be improper

          21  methodology to utilize a sales comparison method for

          22  valuation of this property taking into account the

          23  possibility of adjustments?

          24  A.       Well, I think I've testified that the cost

          25  approach is more relevant or pertinent in this matter


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           1  with regard to the differential of what was promised and

           2  what was delivered.

           3  Q.       Sure.  But somebody else could believe that a

           4  sales comparison methodology might be more appropriate;

           5  is that true?

           6  A.       Somebody could believe many things.

           7  Q.       Uh-huh.  Would you find it incorrect in terms

           8  of your experience and training as an appraiser to use a

           9  sales comparison methodology to determine what

          10  diminution in value if any resulting from the missing

          11  square footage?

          12  A.       Well, I think I've been asked that question and

          13  answered that in my opinion the cost approach here is

          14  more relevant or pertinent.  The newer the house, and

          15  when we're dealing with new construction as we are here,

          16  the more relevant the cost approach is.

          17           And my assertion is that if the contractor had

          18  built the 5300 square feet instead of the 5,069, that's

          19  my estimate of what it would have cost to build it.  Or

          20  if the homeowner had to build that additional 231 square

          21  feet, that's approximately what it would have cost to

          22  build.  And because we're talking about new

          23  construction, I think that that becomes more relevant or

          24  germane than sales comparison approach.

          25  Q.       Are you aware there have been two appraisal


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           1  reports of this property?

           2  A.       I'm aware that there is another appraiser

           3  report, there may be two.  But that's as far as I know

           4  about them.

           5  Q.       Have you seen them?

           6  A.       I have not.

           7  Q.       Have you been told what the conclusions of

           8  those appraisal reports have been?

           9  A.       I know nothing about them whatsoever.

          10  Q.       Is the data you used to determine that the

          11  sales comparison approach would not be relevant

          12  contained somewhere in your files?

          13  A.       Is there a written statement to that effect in

          14  my files?

          15  Q.       Well, a note of properties or a reference to

          16  what you considered?

          17  A.       No, I don't think there's anything written in

          18  my files that specifies that this approach is more

          19  important than that approach with regard to the 321

          20  (sic) square feet.

          21  Q.       I believe you testified you made a preliminary

          22  review of data and determined that it would be

          23  fruitless, or words to that effect.  What data did you

          24  look at to make that determination, is what I'm asking

          25  you.


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           1  A.       This package of data that serves as a

           2  background information for this market area, this house,

           3  this city and this value level.

           4  Q.       What's in that package of data?

           5  A.       It is a great number of sales of single-family

           6  dwellings, predominantly in Saratoga and Monte Sereno.

           7  Q.       But you didn't consider those in arriving at

           8  your opinion.

           9  A.       Well, I did not consider them in arriving at my

          10  opinion, because again, the high degree of variability

          11  and the new age, that is to say, the fact that the

          12  subject is new construction, pointed me in the direction

          13  of the cost approach as being the most relevant approach

          14  in this matter.

          15  Q.       And would you explain to me again, because I'm

          16  not sure I understood, why the cost approach wasn't the

          17  proper methodology to determine the diminution in

          18  valuation for the missing third structure, as we've

          19  called it.

          20  A.       Well, when there's a different basis for

          21  valuation, the basis for the missing 321 (sic) square

          22  feet would be the cost to construct what was promised,

          23  when it's new construction.

          24           With regard to the third structure, it was not

          25  the representation of the developer that he was going to


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           1  build a third structure or that he was going to supply a

           2  third structure.  Therefore, it's not his cost that's of

           3  importance here.  The return to the overall property

           4  should the owner build such a structure in the future is

           5  what's important here.

           6  Q.       And that return is gauged in part on the

           7  ability to receive income from that third structure; is

           8  that your testimony?

           9  A.       Well, what I meant to testify and what I think

          10  I testified to was that lacking the other two approaches

          11  to value, being left with the income approach to value,

          12  that it is a hypothetical or theoretical gauge or

          13  measure of the contributory value of that third

          14  structure.

          15  Q.       And that would be a value derived from the

          16  ability to receive income.

          17  A.       That's right.

          18  Q.       And that income would be the result of renting

          19  out this third structure.

          20  A.       That's right.

          21  Q.       Okay.  Thank you, I don't have anything

          22  further -- actually, I'm sorry, I do.

          23           Did you see the documentation, did either

          24  Mr. Minoletti or Mr. Simpson provide you with the

          25  documentation that pertained to the costs incurred in


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           1  removing and replacing the driveway?

           2  A.       I did not see that documentation.  I took their

           3  representation of $64,000 as an honest statement.

           4           MR. THOMAS:  Okay, that's fine.  Thanks.

           5               FURTHER EXAMINATION BY MR. KOSS

           6  BY MR. KOSS:

           7  Q.       I take it, sir, that using the income approach

           8  to the "missing" quote-unquote 231 square feet wouldn't

           9  be appropriate?

          10  A.       No, I don't believe so.

          11  Q.       It wouldn't be appropriate to say that

          12  231 square feet could be another bedroom and you could

          13  rent out a room to a border?

          14  A.       I don't think that that would be the most

          15  appropriate manner of calculating or ascertaining or

          16  estimating that difference in value.

          17           MR. KOSS:  No other questions, thank you.

          18           MR. THOMAS:  Are you going to mark any of

          19  those?

          20           MR. KOSS:  Yes.  What I want to do is photocopy

          21  all these things and mark it.  Let's do that.

          22           Why don't we call what we call your master file

          23  Exhibit 2, why don't we call the Client Contact file

          24  Exhibit 3, the Subject file, or subfile I guess I should

          25  be calling it, as Exhibit 4, and the Data file as


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           1  Exhibit 5.

           2           (Whereupon, Defendant's Exhibits 2

           3           through 5 were marked for

           4           identification.)

           5  BY MR. KOSS:

           6  Q.       I guess the last thing we'll put on the record

           7  is, Mr. Grey, I have a check here for you for $600 which

           8  is I think about how much time I spent.

           9  A.       The other $75?

          10  Q.       What $75?

          11  A.       10:00 o'clock to 12:15 is 2.25 hours.

          12           MR. MINOLETTI:  We didn't start till about

          13  10:15.

          14           MR. KOSS:  I think that's about what time we

          15  started.

          16           Did you make the mark.

          17           THE REPORTER:  We started at 10:19.

          18           THE WITNESS:  I think Mr. Minoletti has

          19  corrected my notion of starting time.

          20           (Discussion off the record.)

          21  BY MR. KOSS:

          22  Q.       We've been discussing this, you're going to

          23  take your CD and make copies for Mr. Thomas and myself?

          24  A.       I am going to take this CD with photos that I

          25  took during my inspection of the subject property and


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           1  make copies of those photos and provide you each with a

           2  copy.

           3  Q.       Otherwise the court reporter will take the

           4  exhibits and copy them, fair enough?

           5  A.       Yes.

           6           MR. MINOLETTI:  Return them directly to

           7  Mr. Grey.

           8           THE REPORTER:  Yes.

           9           (12:18 p.m.)

          10

          11

          12                           ____________________________

          13                           BRIAN T. GREY

          14

          15                           ____________________________

          16                           Date

          17

          18

          19

          20

          21

          22

          23

          24

          25


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           1             I do hereby certify that the witness in the

           2  foregoing deposition was by me duly sworn to testify the

           3  truth, the whole truth and nothing but the truth in the

           4  within-entitled cause; that said deposition was taken at

           5  the time and place therein stated; that the testimony of

           6  the said witness was reported by me and was transcribed

           7  under my direction into typewriting; that the foregoing

           8  is a full, complete and true record of said testimony;

           9  and that the witness was given an opportunity to read

          10  and correct said deposition and to subscribe the same.

          11             I further certify that I am not of counsel or

          12  attorney for either or any of the parties in the

          13  foregoing deposition and caption named, or in any way

          14  interested in the outcome of the cause named in said

          15  action.

          16             Should the signature of the witness not be

          17  affixed to the deposition, the signature has been waived

          18  by stipulation; or the deposition was not signed for the

          19  following reason:

          20  _______________________________________________________.

          21             IN WITNESS WHEREOF, I hereunto certified the

          22  foregoing transcript by authority of the Code of Civil

          23  Procedure, Section 2093(b).

          24  Date:_______________________ __________________________
                                           JOANNE HAAG
          25                               CSR NO. 4716


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